5
out of 5
POSTED: | BY: Amparo Valdez
Very friendly ,respectful and…
Very friendly ,respectful and professional
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,063
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: VALENCIA C
The site is easy to get information…
The site is easy to get information it’s Affordable
5
out of 5
POSTED: | BY: Janiece Kasper
Caring company
We have been with ASPCA pet insurance for about 9 years. I truly feel they do care about our pets, our family members. When one of our kitties passed away last year, they sent us flowers; that meant so much to us. The only negative thing I have to say is, sometimes it takes a little longer to get claims completed but it’s usually during the summer months, when more pets are getting injured. We are so glad we found ASPCA pet insurance.
1
out of 5
POSTED: | BY: Elizabeth Jeffery
Two dogs, two diffferent insurances. DONT USE ASPCA
I have two dogs. They each have different insurance. In my life, I have had four dogs. ASPCA is by far the WORST insurance I have had. Both of my dogs needed major knee surgery. Nationwide covered my dogs surgery. ASPCA refused. My vet wrote an appeal letter, citing major studies that would have supported the appeal. They still refused. They did not pay for much. It was NEVER cost effective. Use Nationwide!
1
out of 5
POSTED: | BY: Doris Nunez
I received the email to register
I received the email to register. However the site is NOT user friendly. It does not recognize the account number provided by the company nor my zip code.
I'm a new customer (probably not for long) and this a bad start.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.