4
out of 5
POSTED: | BY: Sheldon Grant
It was fast and safe
It was fast and safe
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,064
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: charles m. quetot
thay treat my dogs right
thay treat my dogs right
4
out of 5
POSTED: | BY: Pat
Not all options on Website/Call and ask for all offerings
Brand new to the company so can’t comment on claims, etc. One sales rep was super helpful and caring, provided multiple quotes, but not one I should have considered equally. I bought through broker as I already had been working them prior to deciding on ASPCA. I bought policy on 7/13 so still in waiting period, but learned that there was a more cost effective Deductible with 100% reimbursement that is not found without calling and asking for the quote. On 7/18, four days after my purchase the representative was very nice but could not change or adjust my policy without cancelling and starting all over with new policy. I was a bit disappointed but decided to leave the policy as originally purchased, and was told I can change next year. So the only reason for 4 stars as they would change my original purchase.
I post this mostly to say CALL and speak to someone and ASK for ALL your options deductibles, reimbursement amounts, etc. as all are not on website. I missed finding on a the brokers website also as it seems the only way I could have found was to select $1000 deductible then see the 100% reimbursement amount come up. Otherwise their site also shows a 90% max reimbursement for ASPCA. Very tricky if a first time shopper. Just know that you may have to wait till policy renewal to change or maybe even need the policy re-written to make a change.
Otherwise, in doing a lot of research I chose ASPCA over others as they seem to be the most inclusive coverage wise for me
and the best fit for my new guy. I hope to have a good long term relationship with ASPCA Pet Insurance.
5
out of 5
POSTED: | BY: Nancy Brandt
This is the most comprehensive pet…
This is the most comprehensive pet insurance policy I’ve found to cover my Golden Retriever and their breed related injuries. The policy was a reasonable price with great coverage.
5
out of 5
POSTED: | BY: Handry Mejia
Great job thank you for the job the…
Great job thank you for the job the person that help me out few weeks ago thank you so much keep up the good job
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.