5
out of 5
POSTED: | BY: Jennifer Uscilla
It was super easy sign up process
It was super easy sign up process
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4.5
out of 5
Number of reviews 22,535
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
5
out of 5
POSTED: | BY: Sarah
Easy to apply
Easy to apply, clear instructions and pricing choices
5
out of 5
POSTED: | BY: Randall Johnston
I was able to understand the person I…
I was able to understand the person I was speaking with. She was pleasant and informative.
1
out of 5
POSTED: | BY: christine collis
This insurance is a fraud
This insurance is a fraud. They are not worth the money. I will tell everyone and all my patients not to use this company I worked my tail to submit all the documents they requested was promised that they would reopen the claim with the documents I was waiting for from the vets office and they still denied the claim. My dog ate bone it tore the intestinal track. My dog was never sick, so nobody knew that she had some rare disease that couldn’t make red blood cells once she had an accident and died.
Then my other dog I had full coverage and preventive care. They don’t want to reimburse for that bill either these people are crooks.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.