ASPCA | Pet Insurance Review

My affenpinscher, Taz, is nearly 12 years old. He has had his share of physical problems. Taz has been insured with Petshealth for many years now, after switching over from another pet insurance plan (on a testimonial from an acquaintance). Over the years, Petshealth has been fair and prompt in claims processing. We haven't always needed the insurance, but are glad to have it when we need it. It helps ease the financial burden of a pet who seems to need a lot of attention. Taz contracted Lyme's disease in 2010, and because the illness crossed policy periods, my claim was denied. I wrote an appeal, and the appeals board graciously reviewed my appeal, considered my arguments, and agreed to honor the claim. I was not very happy when my claim was denied, but am satisfied that they honestly took a second look.

After my cat suffered through a urinary tract blockage and infection two years ago, leaving me with $1600 in veterinary bills, I decided to purchase ASPCA pet insurance with continuing care. Recently, my cat was diagnosed with hyperthyroidism. I file my claims via e-mail for bloodwork, examinations, and prescriptions related to the illness and have found it really easy to work with ASPCA. I receive a confirmation e-mail, claim status updates, and the reimbursement checks are always mailed to me in a reasonable amount of time. Initially I was worried about dealing with pet insurance, but I now feel that it was worthwhile and it gives me a sense of security with regard to my cat's health. I will continue to utilize ASPCA pet insurance for my future pets.

We have used Petshealth care for our other pets and for our dog Misty, a Chihuahua mix. Misty is about 17 months old and she has used the insurance for a couple of small claims and one large claim of $1,200. We received a fair amount after the 80%. We have collected more than we have paid in since getting the insurance in July,20l0. It was a good decision to purchase this insurance.

I recently purchased ASPCA health insurance for my Great Dane Lola. She hurt her tail a couple months after my purchase and the vet bills became overwhelming. After paying them all, I made a claim. I was reimbursed a good amount of the money within 2 months. The claim forms were very easy and ASPCA health insurance kept me up to date as they processed them.

I had this coverage on my GDS, Caesar II, four years. The renewal premiums always seemed reasonable, until the 15% increase last year. As I realize there would be increase, this was considered more than usual.I purchased this premium for peace of mind. If there was an accident, I knew that at least some portion of my expenses would be recovered. I submitted several claims over the years,and felt that the reimbursement rates were fair. Except for the initial charge for the doctor encounter If I could suggest a change to the coverage, I would re-evalute the geographical findings, as $39.00 is an impractical amount in the year 2011. In speaking with my vet, she very much agrees. I have had some positive experience with the coverage, and would purchase it again.