ASPCA | Pet Insurance Review

My beloved Calico Kalli suffered from diarrhea, vomiting and probable kidney trouble from August 2011 thru February 2012 and recently I had to make the difficult decision to let her go. Overall, I was gratified for the ASPCA pet insurance which did ease my mind a great deal once the bills started mounting. Submitting claims is very easy, but I did wish that the processing was a bit speedier. However, I was grateful for the emails confirming receipt of my claims and then subsequent ones which confirmed that they were processed. I do recommend any/all pet owners to get insurance and if/when I do get another cat - I will definitely use ASPCA pet insurance once again.

I knew having a giant dog would pose severe financial constraints if anything ever happened to my Oliver. As a pet lover, I too want to keep my baby healthy as long as possible. My question to myself; Did I want to put my beloved pet "to sleep" only because of an issue of money? I was faced with that choice when Oliver tore his ACL, and ASPCA helped me provide the veterainary care needed: major orthopedic surgery and alot of followup care and meds. I've had this insurance for 4 years and 2 of those years the insurance has definitely paid for itself. Customer service staff has been extremely helpful with my or vet's questions, and payment in timely manner when all documents provided. Yes the plan only pays 80%, but the peace of mind it offers far outways my financial contribution. Just wish they would offer pre-existing condition with policy w/pet that has been with the plan. Will I continue the plan for Oliver and would I purchase plan for future animals? Absolutely!

ASPCA pet insurance is comprehensive (depending on level) and reasonable. Service is friendly and helpful, and claims processing is fairly straightforward and timely. I do wish their standard fees for various procedures were more in line with charges in my area (Boston), I.e. reimbursement could definitely be more generous.

I would recommend anyone who has a pet to get Petshealth insurance. Petshealth reimburses your claims in a timely manner.

Our German Shepherd Frodo had somehow pretty much destroyed his knee, and because of his size our vet recommended TPLO procedure. The surgery went well, but weeks later there were draining fistulas in his leg, and ultimately it was determined that he was trying to reject the plate. Yet another surgery then to remove the plate. The total for all of this was about $5,000, of which insurance paid over half. As I tell people, my dog has better health insurance than many people in this country.