ASPCA | Pet Insurance Review

I have two smaller dogs (10# each) and got insurance for them at 8 yrs old, expecting that they would face age-related problems (they are now almost 11). I pay about $77/month for two dogs with a $250 deductible each. One of the dogs recently had an emergency issue which resulted in $2500 worth of multiple ER and vet visits w/lab work. I received about $1800 in reimbursements, each taking about two weeks. While my policy reimburses 90% of UCR (usual, customary and reasonable), I was reimbursed at 72%. Granted, I was fortunate to have any reimbursement at all--and maybe the vets can charge lower--but given the high cost of living in Southern California, I think that ASPCA could improve on their reimbursements. The staff are usually friendly. They reimburse by two weeks. They're pretty good...but I think they can be better. Now that my dogs have age-related issues, I can't change insurance companies so I will stay with ASPCA. While I would recommend this company to others, I would strongly suggest that they do their homework before signing on.

We really enjoy the coverage we receive for Butters in our home the past 3 years! ASPCA Insurance helps take the sting out of paying the vet bill when I know many of Butters medications and conditions will be covered and reimbursed right into my bank account within a few weeks. In my household, the monthly fee pays for itself- and knowing we're covered if an emergency happens gives me great peace of mind. .

We have had ASPCA pet health insurance for our dog Keiko for all 8 years of her life so far. The company has always been responsive and helpful. It has been good value for us, and reassuring that we know we have this protection for her. Thanks!

I am thrilled with the service you provide. Top notch! No complaints here.

ASPCA is always prompt, efficient and fair. They do a great job and I do not believe over the many years (about 15), I have had a single claim denied. I would highly recommend ASPCA Pet Insurance.