ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,064

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: kisha

Knee Injury

Thank you so much ASPCA for being there to provide insurance for my two furry friends:) I highly recommend you guys to all of my friends!!!
5

out of 5

POSTED: | BY: Suzanne

Best decision I made

Wisest decision was not only to get pet insurance but to go with ASPCA. T My 10 year old mix breed has had several accidents and ASPCA. Has been supportive every step of the way
5

out of 5

POSTED: | BY: Judi Zarelli

Excellent Customer Service

I have had my policy with Petshealth Care for almost 11 years. I have always received prompt and courteous service. I chose the level that I thought was right and affordable for me. I have not had a problem collecting on any of my claims.
5

out of 5

POSTED: | BY: RB

animallover

After much discussion I was able to make an acceptable decision on what coverage I wanted for my 2 dogs.. Jessica stayed right with me as I tried to make the decision I thought was best for my dogs and for me financially. I have had a good experience with ASPCA so far and I wanted to continue the policies if possible. It was a good experience throughout.
5

out of 5

POSTED: | BY: Beth Puleo

service

We have also gotten the best service for our pets. The follow through with emails and phone calls . The take a real interest in the well being of your pets.

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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