ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,086

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Valerie

Fantastic

My Cat, Miss Malcolm, has just turned 20 years old and we have been with ASPCA since she was a kitten. She has been pretty healthy till this past year so until now we haven't had much need for Vet Visits but when we did see our Vet, this insurance was on top of everything immediately. As of October, Miss. Malcolm's little kidney's began to fail. I have been giving here fluids 2 times a week since. I order her prescription supplies and then submit bills to ASPCA with there very simple on line billing. Within about a week I receive a check. It is so simple. It is great dealing with there staff by phone or chats on line. They are kind, concerned and always follow up if needed. I wish ASPCA insured people because I would certainly have them instead of my carrier taking care of me. Valerie
5

out of 5

POSTED: | BY: Katya

Great insurance

Aspca insurance is great
5

out of 5

POSTED: | BY: Cheryl

A Fabulous first experience

I found an ASPCA insurance pamphlet at our Veteranian office. After discussing this with my husband for our 16 month old Husky, we decided to join. We couldn't be happier. Our first wellness exam was covered and funds were deposited in our checkbook so quickly. What a surprise. Many Thanks to them
5

out of 5

POSTED: | BY: Mary

Best insurance company I ever dealt with

Easy to submit your claim and it does not take long for reimbursement. This company is very concerned about your pet and often will call to see how your pet is doing.
Please leave a review

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
Provider website

Get a quote today

Leave a review