5
out of 5
POSTED: | BY: Jenni Rockoff
Amazing company
Love dealing with ASPCA they are an amazing company. They settle claims quickly and don't make things difficult.
4.5
out of 5
Number of reviews 12,064
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jessica
Surprisingly easy and smooth process
I was surprised how easy it was to file a claim, how much they covered and how quickly I was reimbursed. Really impressed. I had a different pet insurance in the past and that one didn't compare to ASPCA. Highly recommend.
5
out of 5
POSTED: | BY: Jessica
Exactly what I expected, how all insurance should
I submitted a claim for my dog Oscar after he had surgery on his eye. I was kept informed of each step of the process when the form was received, when it was being processed and when they were sending my check. When I got the explanation of what they covered it was exactly what they had said it would be when we signed up for the insurance and there were no hidden exclusions.
5
out of 5
POSTED: | BY: Jeanette Hahn
ASPCA Very satisfied
ASPCA pet insurance has been extremely easy to work with. Our shih-tzu, Justy , has a biopsy performed as well as a major ear infection which was quite expensive. ASPCA delivered on their promise and responded quickly. I would highly recommend this company.
5
out of 5
POSTED: | BY: Torri Boggio
No complaints
I have submitted several large claims over the last few yrs. Reimbursement has always been timely, even if additional info is needed, and has been right about at 90% of the allowable amount claimed. Follow up calls after claims are processed are nice 😊
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.