5
out of 5
POSTED: | BY: Gail Thresher
Excellent coverage
Excellent coverage, fast claim processing
Read more on Trustpilot
4.4
out of 5
Number of reviews 12,147
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Karen Becker-Marcelo
Professional and caring..
Professional and caring..
5
out of 5
POSTED: | BY: Kenneth
Excellent Ins Coverage by ASPCA
I have no regrets with ASPCA > with their Coverage & Prompt Payments.K.M. New Jersey
5
out of 5
POSTED: | BY: Gil
Wise investment
We bought the level 3 coverage early on in our pups life and it has proven to be a wise decision. Our Yorkie has had several issues that required expensive care and we have been very pleased with his 7 year coverage so far. Filing claims has been improved with their on line process and you can attach the scanned paperwork for instant submission. You never know what can happen to your pet and I suggest getting them covered asap!
5
out of 5
POSTED: | BY: Cori
Awesome Claim Process
My cat tips hurt his back to the point he had to be hospitalized for 3 days. ASPCA covered most of his visit and the process was very smooth. The customer service was great and they even caked to check on him.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.