ASPCA | Pet Insurance Review

4.4

out of 5

Number of reviews 12,254

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: linda

Troublesome pug

I am the proud owner of an adorable, yet mischievous pug. Toby finds trouble and trouble finds Toby. Needless to say, we are regulars at our vets- from GI issues, asthma, arthritis, ear infections, allergies, eating something that I never saw him grab, or that darned bumble bee. ASPCA Pet Health has always been there for me through all his ailments (and his well visits). They even call me a few days later to check up on him. They have always paid out on his claims within a week which has been great. I have also called them with questions regarding his healthcare and they have been greater finding answers. I love them!
5

out of 5

POSTED: | BY: Betty

Good insurance

I never had problems with submitting my claims and receiving reimbursement is always a plus.
5

out of 5

POSTED: | BY: Harold

Good service and very helpful

Wally, went to vet with a injury. I submitted insurance claim. ASPCA emailed me in a couple days indicating they were processing my claim. The even called checking on Wally. Had my claim check in under 2 weeks. Very good and helpful.
5

out of 5

POSTED: | BY: Victoria Petruziello

They always help my pets!

They always help my pets and care for them.
Read more on Trustpilot
4

out of 5

POSTED: | BY: Charlene Clark

I appreciate having a pet insurance

I appreciate having a pet insurance. ASPCA is well known for it's attention to animals so I expect the same from the insurance. Making claims has several options so that makes it nice. Any time I have called I have always gotten the information I need and everyone has been very courteous. Signing in to your own account is a little confusing so I have to find it each time I log in if I haven't logged in in awhile. Processing of claims has been pretty prompt. Thank You
Read more on Trustpilot
Please leave a review

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
Provider website

Get a quote today

Leave a review