5
out of 5
POSTED: | BY: Tami
Excellent service! We had this insurance for over a decade!
Excellent! Been w this company for over a decade!
4.5
out of 5
Number of reviews 12,092
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Russell
Quick Claims and Friendly Customer Service
ASPCA has been wonderful while my dog Franklin recovered from a stomach bug and urinary tract infection. They were always quick to respond and extremely helpful over the phone. I would highly recommend.
5
out of 5
POSTED: | BY: LINDA SABADOS
they are up front and honest and they…
they are up front and honest and they do want to help you
5
out of 5
POSTED: | BY: Janiece Kasper
I have had ASPCA Health Insurance for 3…
I have had ASPCA Health Insurance for 3 of my babies for several years. I haven't had any problems with getting claims reimbursed. They are very kind and helpful when I do call and speak with them.
5
out of 5
POSTED: | BY: Ashley
Excellent service
So happy to have ASPCA pet insurance! Gives us the peace of mind we needed after going through some very tough illnesses with our previous boys that were super costly. Love that they offer wellness coverage as well! Fast claim processing and excellent customer service. Would highly recommend!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.