ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,093

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cheryl

Great service; great team

PetsHeathCare has a great team. The company policies are clear and submitting claims is straightforward and easy to do. Thank you!!!!
5

out of 5

POSTED: | BY: Maria

Very convienient

Fast service
5

out of 5

POSTED: | BY: Alex

ASPCA Pet Health insurance gives me piece of mind

Having ASPCA Pet Health insurance is definitely worth it & very helpful when the unexpected happens or even just for taking your pet in for routine exam. Claims are very east to make and processed in about a week & can be made directly to your bank account. Loving having it, especially having a french bulldog.
5

out of 5

POSTED: | BY: Raghav.B

Phenomenal pet insurance coverage!

Just wanted to take this opportunity to share my experience with ASPCA pet insurance. I have a 3 yr old white Lab who tore both his ACL in the past 18 months or so and thanks to our insurance coverage that took care of big chunk of our expenditure related to surgery. Process is seamless and extremely quick as well as long as you provide the right documentation. It is just an absolute peace of mind having a solid pet health insurance and I would any day recommend ASPCA to everyone with pets. Cheers, Raghav
5

out of 5

POSTED: | BY: Pam

ASPCA Has Exceeded Expectations....TWICE

My cat has had to have medical care twice after eating foreign objects. The second time he had to have surgery. It was very easy to submit a claim online. I uploaded my vet bills and wrote a brief explanation of the incident and that was all there was to it. ASPCA paid my claim within 5 days both times. I am more than pleased and would recommend them to everyone!

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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