5
out of 5
POSTED: | BY: Maurine Webb
Good pet insurance
Good pet insurance, I would recommend it to anyone.
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4.5
out of 5
Number of reviews 12,093
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Andrew
ASPCA Pet Insurance was there for me in my time of need
When my dog had a cancerous mass surgically removed from his foot, ASPCA pet insurance handled my questions and claims in a prompt and professional manner. They were responsive to my needs and even followed up with a phone call to ensure I was satisfied. I'd recommend ASPCA pet insurance to any pet owner.
5
out of 5
POSTED: | BY: Karen
Best pet insurance and claims have always been handled quickly.
Having the ASPCA Pet Insurance has really helped us. My Poms seem to always have health issues.
5
out of 5
POSTED: | BY: Marie
Do not want not having enough money to be the reason to need to put down our pet!
This is our first time having insurance for our pet. We have owned 2 previous rescue dogs and wish we had had insurance for them as well. This is our first puppy. The insurance has helped with all her early expenses. Shots, Spaying, an ear infection, and some allergy issues. Thankfully the insurance helps with the costs! Reimbursements are quick and easy with their app and direct deposits into our bank account.
Customer service is courteous, helpful and caring about our pet, who is really a member of the family!
5
out of 5
POSTED: | BY: Valerie
First class experience
I can't compliment ASPCA enough. My experience from start to finish has been consistently top notch for the last 6 years. Very happy customer :).
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.