5
out of 5
POSTED: | BY: Kathy
The Best!
We have been dealing with ASPCA for many years, always very helpful, claims are always handled in a very quick way, those who work there are wonderful!
4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: S
Relieved to have this insurance
Our puppy has had issues since day one and it's been a relief to know that we have insurance to help cover costs which would otherwise have been unbearable. The claims are fairly quick to process too.
5
out of 5
POSTED: | BY: Sydne Summer
Incredibly Caring
Everyone I spoke with so kind. I recently lost my dog and they showed so much compassion, even go so far as to mail a handwritten card! They made setting up insurance for my new rescue dog a breeze. I couldn't recommend ASPCA more!
5
out of 5
POSTED: | BY: Mile
Excellent costumer service
Couldn’t possibly be more satisfied.
Took care of my claim in a snap.
Keep up the good work
5
out of 5
POSTED: | BY: Dineen
Fast claim resolution
Great customer service and quick reimbursement!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.