5
out of 5
POSTED: | BY: Loretta
ASPCA Pet Insurance live up to their claims!
Support could not have been better. They-completely lived up to all their coverage claims
4.5
out of 5
Number of reviews 12,140
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Nina
I love the fact you actually care about my pet.
I am very pleased with the service you provide. Everyone is always very helpful.
4
out of 5
POSTED: | BY: kate
caring
aspca is helpful!
5
out of 5
POSTED: | BY: Carol McHugh
Easy to add a second pet to my current…
Easy to add a second pet to my current policy without having to change my orginal plan. Love that I get a discount for being an ASPCA Guardian.
5
out of 5
POSTED: | BY: Margaret Forte
My experience with ASPCA pet insurance…
My experience with ASPCA pet insurance has always been second to none...only shortfall is the length of time it takes to process a claim...
During all my years...about 15...they have always been attentive and caring.
I recently lost my cat, Patches, to a number of devastating ailments. Bob called and left a beautiful message of condolence ( I still listen to) and sent a beautiful card...very heartwarming tribute.
Sara welcomed my new kittens, Skye & Shadow, during my conversation to change the insurance and also sent beautiful, touching card.
I am happy to be a part of the ASPCA Pet Insurance family. Thank you!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.