ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,095

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Victoria

ASPCA pet insurance is absolutely the best available!

I researched all of the companies that offered insurance in my state. I chose ASPCA because I felt that it was best suited for me. It was a great choice. I lost my cat Charlie to cancer. We tried everything to save him and ASPCA was right there. They cared. After Charlie lost his battle, a representative actually called to check on me and offer condolence. They also sent me a card. My other cats have had issues and ASPCA always covers their share of the cost. If I didn't have insurance . . . my husband would insist that the cats be euthanized. The reason that I initially purchased insurance for all of my cats was because we spent $8,000.00 trying to save my husband's beloved cat "Norm." After that, he said anything over $100 and the cat has to be put to sleep. Thank God for ASPCA. I am constantly telling pet owners to call ASPCA and buy pet insurance.
5

out of 5

POSTED: | BY: Victoria

ASPCA pet insurance is absolutely the best available!

I researched all of the companies that offered insurance in my state. I chose ASPCA because I felt that it was best suited for me. It was a great choice. I lost my cat Charlie to cancer. We tried everything to save him and ASPCA was right there. They cared. After Charlie lost his battle, a representative actually called to check on me and offer condolence. They also sent me a card. My other cats have had issues and ASPCA always covers their share of the cost. If I didn't have insurance . . . my husband would insist that the cats be euthanized. The reason that I initially purchased insurance for all of my cats was because we spent $8,000.00 trying to save my husband's beloved cat "Norm." After that, he said anything over $100 and the cat has to be put to sleep. Thank God for ASPCA. I am constantly telling pet owners to call ASPCA and buy pet insurance.
5

out of 5

POSTED: | BY: Victoria

ASPCA pet insurance is absolutely the best available!

I researched all of the companies that offered insurance in my state. I chose ASPCA because I felt that it was best suited for me. It was a great choice. I lost my cat Charlie to cancer. We tried everything to save him and ASPCA was right there. They cared. After Charlie lost his battle, a representative actually called to check on me and offer condolence. They also sent me a card. My other cats have had issues and ASPCA always covers their share of the cost. If I didn't have insurance . . . my husband would insist that the cats be euthanized. The reason that I initially purchased insurance for all of my cats was because we spent $8,000.00 trying to save my husband's beloved cat "Norm." After that, he said anything over $100 and the cat has to be put to sleep. Thank God for ASPCA. I am constantly telling pet owners to call ASPCA and buy pet insurance.
5

out of 5

POSTED: | BY: Guy

Everything as expected

My doodle was in an accident and the coverage and terms that I signed him up for were met as expected. Lots of people told me pet insurance was a waste of time however Harold was covered as expected. Thank you Guy Picard
5

out of 5

POSTED: | BY: Steohen

Very easy and fast

Although I wish the claim was higher to cover more if the cost. The whole process was fast and easy

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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