4
out of 5
POSTED: | BY: Duane
Great pet insurance
Great pet insurance, the reimbursement sometime is lengthy, other than that no problems
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4.5
out of 5
Number of reviews 12,095
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Michelle Dold
Thorough and worth it
Everything has been covered for my pup that I’ve submitted. They obtain vet notes if needed and are very thorough. This coverage has paid for itself and saved us so much money.
5
out of 5
POSTED: | BY: Tara George Basile
easy use of website and great customer service
This company has been very good to me and my four legged family members. I have had their insurance on my cats and most recently on my English bulldogs. So worth it. If u consider your pets part of your family. I wouldn’t hesitate. Excellent customer service, super easy website to submit claims and claims processed very timely.
5
out of 5
POSTED: | BY: Michael
Awesome
If you are a serious pet owner I would highly recommend pet insurance with ASPCA. The customer service is the best when it comes to filing a claim and the reimbursement back to you is quick. I also like the fact that they will call you and check up on your baby or babies after a vet treatment. Only one word to say about ASPCA, ( Awesome ) Thank you all there at ASPCA.
5
out of 5
POSTED: | BY: Teresa
Great company for pet insurance
Having insurance available for my 4 legged fur baby has been a wonderful thing that I never knew about before I got my current pet. It has been a life saver and ASPCA was recommended to me and I couldn’t be more pleased with them.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.