ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,095

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Les

My 8 year old baby girl, Maggie

My baby boxer (8 years old) had 2 seizures just 1 week apart. It was a scary thing to see. Needless to ASPCA Insurance has been a blessing and covered her vet visits; which allowed me to ensure she is comfortable and that I am doing everything I can to make sure she is treated the best I can. She even had an MRI, covered by ASPCA Insurance (and the reimbursement only takes about a week after you submit the claim). The MRI showed a brain tumor and although it’s heartbreaking, at least I know. Now I am able to ensure she lives the rest of her life in the least amount of pain and that she gets the treatment she needs. I love her so much and thanks to ASPCA Insurance, I can hug her, love her, and be sure I’m with her through this terminal diagnosis. Because of ASPCA, I have peace of my and I can ensure my baby girl is comfortable and in the least amount of pain until I have to say goodbye and this insurance will enable me to do this and will aid to let me know when the right time is to say goodbye to my baby girl! Thank you guys so much for covering my Maggie through this trying time. Words will never explain how blessed our family is for you guys. Thank you!!!
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5

out of 5

POSTED: | BY: MJ Wills

Awesome Pet insurance

Awesome Pet insurance! Highly recommend.
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5

out of 5

POSTED: | BY: RACHEL M

ASPCA have been brilliant

ASPCA have been brilliant. Fast and responsive.
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5

out of 5

POSTED: | BY: RICHARD BUCKMAN

This insurance has been a Life Saver!

Within the 1st 8 months of my Golden's life she has unfortunately had several issues necessitating trips to the ER. With over 2K in Vet bills this insurance has been a God sent as I dont know what I would have done without it. When I first got my puppy my Vet gave me pamphlets from several insurance companies and after some research I decided on ASPCA. My main reasons for the choice were recommendations from trusted friends and the design and ease of use of ASPCA App. It really is a great App and I have filed a few claims already. Just upload photo of receipts and I get reimbursed. Additionally when I do have questions the customer service answers the phone quickly and are very friendly.
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5

out of 5

POSTED: | BY: Elizabeth Bertholdt

Best out there!

In all honesty ASPCA insurance has not only helped me out in several situations that I wouldn’t have been able to take care of with my pet due to cost, but has also been the least costly to have! They have been great and I would recommend to everyone looking for a great policy!
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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