ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,095

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: James Perrone

Quality Pet Insurance

Well after looking into various pet insurances & being very untrusting, I decided to take a chance on ASPCA Pet Health Insurance. I was pleasantly surprised with the ease of signing up & the level of professionalism of the phone reps. They explained everything & answered all my questions. Then when I needed to use the insurance the process went very smoothly. I was also happy with the reimbursement. It was just as described by the reps. I have 2 Persian babies under the plan & I am very happy I made the decision to do this. The rate for my 9 year old (almost 10) is really very reasonable & people should consider making this investment for their babies. This insurance allows me to seek treatment without panicking about cost. After you pay your vet & submit your claim you reimbursement comes quickly. Please consider these people.
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5

out of 5

POSTED: | BY: Fernanda De Oliveira

They review your claim fast and summit…

They review your claim fast and summit check even faster. They answer questions efficiently. I am very happy with my choice.
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5

out of 5

POSTED: | BY: MARIA LAVINIA GUALINO

Very professional,

Very professional,
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5

out of 5

POSTED: | BY: Francis V. Panno

I have found ASPCA very easy to deal…

I have found ASPCA very easy to deal with. Telephone representative have been very cordial solicitous and helpful. It is always a pleasant experience
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5

out of 5

POSTED: | BY: Dora Rozelle

quick and easy claim process.

quick and easy claim process.
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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