5
out of 5
POSTED: | BY: Steve Ortgiesen
Prompt, fair and friendly
Prompt, fair and friendly.
4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Stacy Pescosolido
Customer service that actually cares
My dog has had a lot of medical issues in his young 2.5 life. Born blind and suffering several allergies, we continue to seek a permanent solution for him. Without ASPCA insurance, we simply wouldn't be able to afford keeping him part of our family. Furthermore, ASPCA's customer service team has reached out several times to check up on him to see how he's doing and offer advice.
5
out of 5
POSTED: | BY: Sandra
Great service and refund!
We have had ASPCA pet insurance for about 10 years. I don’t have any complain. They are willing to resolve and clarify your inquires. The claim process in very simple and fairly quick. It feels good to offer the best medical care to our dogs without feeling overwhelming for the bills
5
out of 5
POSTED: | BY: Amy V
Excellent Pet Insurance
I have a 3yr old rottweiler recently she injured her back leg and ended up being diagnosed with LCC injury. I honestly dont know what I would of done without this pet insurance. My rottweiler was able to get the surgery needed thanks to aspca pet insurance. Excellent insurance!!
5
out of 5
POSTED: | BY: Chris
ASPCA provides great customer service and easy claim submission for our dog
We've had ASPCA coverage for 2+ years since adopting a labrador retriever. Chuck's proven to be quite a handful, and ASPCA has been crucial in helping us keep Chuck healthy without breaking the bank. ASPCA's claims submission process is straightforward and easy to manage, and they approve claims very quickly. We've never had any issues with denied or disputed coverage. And anytime Chuck has had an issue, they make sure to call and check that he's doing okay. ASPCA has earned our trust and our continued business.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.