5
out of 5
POSTED: | BY: Maryann Maro
Great insurance.
Great insurance. Have always paid 90% of my claims. Thank you, ASPCA
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Alison Marren
Love this insurance company
Love this insurance company! Most reasonable I have found. I have accident and illness only. Quick turn around time for claims and reimbursements. Within 2-3 weeks. Sometimes faster. Will answer any questions and email responses are quick. I love the app! Easy to use. You can follow your claims via the app and makes claims very easily. Takes minutes to file through the app or online. Highly recommended insurance.
4
out of 5
POSTED: | BY: Rebecca Fracchia
Good Coverage!
When our 5-year-old boxer, Geno, was diagnosed with lymphoma, we were so glad we had insurance. He has been undergoing chemotherapy for 5 months now and is still experiencing a good quality of life as a result. This company has been great. 90% of our vet bills are reimbursed, mostly within two weeks. Customer service has been good to work with. So thankful we made the decision to have him covered by ASPCA! If the premium was not so pricey, I would give them 5 stars.
5
out of 5
POSTED: | BY: Christine Simone
I love everyone at ASPCA
I love everyone at ASPCA
5
out of 5
POSTED: | BY: Christy Johnson
Always helpful and very prompt with…
Always helpful and very prompt with reimbursement of vet expenses.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.