5
out of 5
POSTED: | BY: Mayker Ruas
The best insurance for pet
The best insurance for pet
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4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Patrick
Mildly disappointed
All in all, I'm very happy to have pet insurance. My dog was attacked by another, requiring a trip to an emergency center. Total cost to me--including aftercare with our primary vet--was a bit north of $1500. I was reimbursed $800 after a $250 deductible. Better than a kick in the behind, but a little disappointing. All things considered, I'd recommend this company.
5
out of 5
POSTED: | BY: Roberta Wootten
Always helpful and doesn't take lone to…
Always helpful and doesn't take lone to get money back
5
out of 5
POSTED: | BY: Stacie Pini
Excellent .
Excellent .. Unexpected illness of my 15 month old boxer baby . Kidney Failure an Retinal disease. An now Pancreatitis disease... ASPA insurance is excellent .. They even pre approved for me when i didn't have the money to cover it.
5
out of 5
POSTED: | BY: Yelena Golberg
I’m very happy with my pet insurance
I’m very happy with my pet insurance. Helped me many times. Great service, prompt reimbursement, decent deductible and payments.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.