Pet Insurance Providers in Canada

Pet Insurance Review Pet Insurance Review

Pet Insurance Review can help you compare policies from a growing range of pet insurance providers across the United States and Canada.

We’ve compiled the most useful information for each insurer on levels of coverage, reimbursement options, exclusions and deductibles, so you can compare the value of different pet insurance plans and be better informed when it comes to choosing the best pet insurance for you and your pet. You can also read the reviews of thousands of other pet parents for each insurer by clicking their “view insurer” button below. Click the gold “get a quote” buttons to get a quote direct from a particular insurer or use our quote form to get quotes from several leading insurers.

Fetch Canada
4.9

out of 5

Number of reviews 706

Verified Reviews 111

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated 'Excellent' on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth - not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
Furkin
4.9

out of 5

Number of reviews 346

Verified Reviews 334

All rolled-up, we think Furkin is the best coverage in Canada! We’re bound to our pets because of all they give us. Having Furkin Pet Insurance coverage helps put you and your pet in a position to receive the best care when they become sick or injured. Furkin was designed to be a win-win that helps put everybody back into play: you recover your expenses, while your pet receives the necessary veterinary medical care. This ensures both YOU and YOUR PET can bounce back from the unexpected! With up to $20,000 in annual coverage, 80% of your vet fees covered, no ‘per condition’ limits, and over $3,000 in additional pet owner benefits, Furkin is truly awesome coverage. You also get additional benefits such as 24/7 Telehealth Support* and a Petriage™ Online* included. Furkin is healthy coverage fur your familyTM. Learn more and get a quote today. Furkin is currently waiving their $35 enrollment fee.
Trupanion Canada
4.8

out of 5

Number of reviews 27,634

Verified Reviews 8,388

Trupanion pets lead longer happier lives.1 Pets insured with Trupanion lived longer than pets without Trupanion because pet parents didn’t have to worry about the cost of the care their pet needed. Depending on the plan Trupanion covers up to 90% of eligible expenses, has unlimited payouts-always, and can pay your vet bill, within seconds, at time of checkout, so all you pay is your portion (anything not covered by Trupanion). They have transformed the way pet insurance handles claims by eliminating the reimbursement process. Trupanion was founded in Canada and provides bets-in-class coverage and is dedicated to helping pets we love get the care they need. They’ve been around for more than 20 years, making them experts and setting standards for the industry. One perk of this, and what they pride themselves on, is the amount they pay out to pet owners for each claim. Paying out more on the dollar than any other pet insurance provider. To date they have paid out $2 Billion in claims and have insured nearly 1 million pets. To put it simply, there is a reason why 98.7% of Trupanion members stay enrolled every month. 1Based on a December, 2020 Trupanion study analyzing third party hospital claims data comparing pets insured with a Trupanion policy to pets without a Trupanion policy. *Terms and conditions apply. Please view your sample policy for complete coverage details. Underwritten in Canada by Omega General Insurance Company and in the United States by American Pet Insurance Company and ZPIC Insurance Company, 6100-4th Ave S, Seattle, WA 98108. Administered in Canada by Canada Pet Health Insurance Services, Inc. dba trupanion and in the United States by Trupanion Managers USA, Inc. (CA license No. 0G22803, NPN 9588590). Please visit AmericanPetInsurance.com to review all available pet health insurance products.
Spot Canada
4.8

out of 5

Number of reviews 147

Verified Reviews 0

Spot is committed to helping pets lead longer, healthier lives by providing pet health insurance with best-in-breed service and high-quality coverage.  This is especially important at a time when vet care is becoming more expensive each year. Spot’s focus is to provide pet owners with the tools to help create a world of healthier pets and happier owners. Our pets are part of our pack, and it's important to treat them with the same respect as our human family. A big part of that is to provide proper healthcare for our furry friends and enable a healthy lifestyle for pet families at both ends of the leash. With the costs of today’s pet care, having Spot in your corner is helpful for your pet’s health and wellness needs. Spot policies help cover a wide range of covered conditions such as accidents, illnesses, medications, diagnostics, exams for covered conditions, and treatment—even alternative therapies. Spot also provides preventative plans, which include dental cleanings, vaccinations, flea prevention and more for a little extra cost! Spot wants pet parents to worry less and play more with their furry family. Discover the peace of mind of having Spot Pet Insurance.
PHI Direct
4.8

out of 5

Number of reviews 25

Verified Reviews 17

PHI Direct is truly affordable pet insurance for Canada’s cats and dogs. PHI Direct’s policies are, on average, 45% less for dogs and 37% less for cats than other Canadian providers. They provide up to $10,000 of coverage per year, telehealth coverage is included as-standard and they have a low $200 deductible – so your vet bills are covered sooner.
Pets Plus Us
4.1

out of 5

Number of reviews 715

Verified Reviews 9

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! Learn more about Pets Plus Us plan options, read customer reviews, and get a quote so you can make an informed choice about your pet insurance provider. *Blue Ribbon Benefits not available in Quebec.
Petsecure
2.5

out of 5

Number of reviews 224

Verified Reviews 0

Petsecure is Canada's oldest and largest pet health insurance provider, offering comprehensive coverage for accidents, illnesses and alternative treatments, as well as optional dental care coverage and exclusive member benefits. Learn more about Petsecure's plan options and read customer reviews so you can make an informed choice about your pet insurance provider.
Desjardins
0.0

out of 5

Number of reviews 0

Verified Reviews 0

You might be familiar with Desjardins, the credit union and caiseses populaires with locations in Ontario and Quebec, but did you know it offers insurance products too? Desjardins Insurance offers pet insurance under three different plans: Bronze Paw, Silver Paw and Gold Paw. Generous coverage for dental care and cleanings is included with the Silver Paw and Gold Paw, and $500 coverage is available as an add-on to the Bronze Paw plan. While the maximum coverage amounts are slightly lower than other plans surveyed (except for the Gold Paw unlimited plan), Desjardins offers a more affordable option and good coverage.
OVMA
0.0

out of 5

Number of reviews 0

Verified Reviews 0

The Ontario Veterinary Medical Association (OVMA) is Canada's foremost veterinary association. OVMA Pet Health Insurance is the only insurance designed and backed by Ontario's veterinarians.
Peppermint
0.0

out of 5

Number of reviews 0

Verified Reviews 0

You’re looking for pet insurance because you want to be proactive and protect your pet. Right? We know your pet is different, which is why our pet insurance doesn’t take a one-size-fits-all approach. With different options for cats, dogs, and budgets, Peppermint has the perfect plan for you!
Sonnet
0.0

out of 5

Number of reviews 0

Verified Reviews 0

Competitive pricing and flexible payment options Wide range of coverages to protect your pet inside and out Simple claims process Award-winning customer care Underwritten by Petline Insurance Company

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