Pet Insurance For French Bulldogs – Find the Best Plan

Known for their charm and silly antics, French Bulldogs are incredibly loving and loyal companions. And it doesn’t hurt that their face is adorably squished and kissable. If you are the parent of a Frenchie, you may be wondering if pet insurance for French Bulldogs is a good idea. 

Spoiler alert: it absolutely does make sense. Frenchies have their own health issues they are prone to, and some of these are very costly to treat and manage. A comprehensive pet insurance plan can reimburse you for part of your vet bills, resulting in hundreds – or even thousands of dollars saved.

Let’s dive into this topic further so you can make the best financial decision for you and your fur baby!

Is French Bulldog Pet Insurance Worth It?

Let’s cut to the chase – most people are strapped for cash these days. So before pet parents take on yet another monthly bill, they want to be 100% sure they will get their money’s worth out of it.

As we mentioned, being a pedigree breed, Frenchies have their own set of health issues they are prone to developing. That adorable face many of us can’t get enough of? Well, we have bred Frenchies to have incredibly flat faces with short snouts. And this has led to the breed having a host of breathing issues.

Brachycephalic Obstructive Airway Syndrome (BOAS) is an upper airway issue that causes Frenchies shortness of breath, chronic breathing issues, heat intolerance (they can’t pant well like other dogs and can develop heat stroke very quickly), and sleeping difficulties. 

It is believed that 50% of pugs and Frenchies will develop BOAS in their lifetime. So if you have a French Bulldog, there is a very good chance they may be diagnosed with boas. Surgery is often recommended to treat boas and the cost for this surgery is not cheap, typically costing between $3000 and $5000.

And BOAS is not the only health condition Frenchie’s are at risk for developing. From simple ear infections to skin infections, hip dysplasia to intervertebral disc disease and more, your Frenchie will most likely need a good bit of veterinary care as they age. Pet insurance is like having a wealthy friend who will pick up 80 – 90% of the bill.

How Much is Pet Insurance for French Bulldogs?

According to a comparison by MarketWatch, the average cost to insure a dog is $64 a month. They specifically found that Frenchie adult dogs on average, cost between $60 and $76 to insure.

When you compare this monthly premium cost to the expenses of ongoing treatment for BOAS and other health issues, a good pet insurance plan can save you thousands of dollars.

How To Choose a Pet Insurance Plan for a French Bulldog

Now that you recognize the benefits of pet insurance for your Frenchie, let’s take a look at some things to keep in mind while shopping for a policy:

Respiratory-Oriented Coverage

Because Frenchies have the risk of developing some pretty serious breathing issues, you’ll want to look for coverage that treats these specific illnesses and conditions.

Coverage for Hereditary Conditions

In addition to BOAS, Frenchies are at risk for developing other hereditary conditions like hip dysplasia. Look for a policy that includes coverage for hip dysplasia (not all do), and make sure you understand any special waiting periods required before you may file a claim for the related condition.

Higher Coverage Limits

Because Frenchies are susceptible to specific conditions that often require expensive surgery to treat, you’ll want to look for a policy that offers a higher percentage of coverage or dollar limit. Or better yet, go with a policy that has no upper limits. Yes, you may pay closer to the $76 per month instead of the $60, but you’ll be happy you paid $16 more a month when you’re facing bills in the thousands of dollars!

What is the Best Pet Insurance for French Bulldogs?

Something that sets Pet Insurance Review apart from other online resources is that we don’t rank pet insurance providers based on our own opinions. Or worse, based on financial compensation from those companies.

Instead, we collect authentic and honest reviews from real pet parents like you and use those to rank the best pet insurance providers in the market. Here are the top pet insurance providers – in order – based on over 150,000 authentic reviews from pet parents just like you:

 

Top Pet Insurance Providers of 2024

Rating	Provider	Total Review
4.9	Embrace	10,255
4.9	Healthy Paws	7,473
4.9	Fetch	172
4.9	Lemonade	775
4.8	Trupanion	55,007
4.8	Nationwide	21,391
4.8	Prudent Pet	124
4.7	ASPCA	5,693
4.7	Hartville	164
4.7	MetLife	412
4.7	PetPartners	98
4.7	Spot	159
4.5	Pets Best	7,191
4.4	AKC	889
4.4	Figo	587
4.3	Pet Assure	12
4.3	Pumpkin	54
3.2	ManyPets	11

References:

https://www.petmd.com/dog/conditions/respiratory/brachycephalic-airway-syndrome-dogs

https://www.humanesociety.org/resources/flat-face-dog-breeds-and-health-issues

Disclaimer

The information contained on this blog is intended for informational and educational purposes only and should not be construed as medical advice. It is not a substitute for professional veterinary care. Always consult with your veterinarian before making any changes to your pet's health care or treatment plan.

The authors of this blog are not veterinarians and do not claim to be experts in pet health. The information provided here is based on our own experiences and research, as well as information from reputable sources. However, we cannot guarantee the accuracy or completeness of this information.

We encourage you to do your own research and consult with your veterinarian before making any decisions about your pet's health.