ManyPets offers customizable pet health insurance for accidents and illnesses, with an optional wellness plan for routine and preventative care, for both dogs and cats. It is currently offered in 40 states with plans to expand to more. ManyPets is underwritten by Accredited Surety and Casualty Co.
Easy site to negotiate. Price is in same range as all others. The actual worth/value of this insurance policy cannot be evaluated until I have to use it - like car insurance, hopefully not for a very long time!
Good Experience in signing up for Pet Insurance. Read and review Your Pet Contract provisions (sample contract) carefully before signing up, Especially Section Ie "What we need from you. "Routine Care." They require a pet owner to have an extensive track record of preventive care from Wellness Exams, Vaccinations, and preventive Dental, Flea, and Tick applications at the minimum. Routine for a responsible pet owner, protecting the insurance company from paying claims due to owner neglect. Based on my review, non-compliance with their routine owner criteria could lead to possible claim payout challenges or outright denial. Lastly, when submitting your historical pet care record (on your first claim), ensure the records include all of the Doctor Notes associated with every billing statement. It is not part of the bill given to customers, and I assume it is part of any submittal given to the insurance company.
