ASPCA | Pet Insurance Review

I've had coverage ever since getting our bulldog a couple of years ago. She is like a typical child, running, playing and having to go to the doctor to get a scratch looked at. The coverage gives the comfort of our dog being taken care of and getting reimbursed for the vet expenses. Recently her eye got scratched and had to get several medicines which were costly. The coverage reimbursed for most of the charges and that really helped. It just gives you more peace of mind to know that there is coverage for pets also.

I have had ASPCA plans on two dogs for about a year. They have had exclusions for every illness or injury claim I have submitted. A complete waste of money. Shopping for something better. You would think that an organization like the ASPCA would offer a better product.

I previously owned 2 cats and 1 dog. Our cats were 13 and 18 when they passed. Our dog, 14 yrs and we lost her this year. My husband and I decided to adopt cats and we ended up with three from the shelter. They are a delight, but we wanted to make sure they were covered with insurance. Our previous pets werent. We are glad we have decided to go with ASPCA for our insurance after reviewing the others that are out there.

I adopted my dog Bene' two and half years ago from a shelter. She has filled my life with so much unconditional love I can't imagine her not in it. I got insurance for her immediately knowing the routine veterinary expenses can be costly. In August of this year, I adopted a kitten from a (what I found out afterwards to be) unreputable shelter. She came without being spayed and infested with ringworm. Both Bene' and I caught the ringworm as well. The kitten had to be quarantined for 3 months in my back bathroom. Some $3,000 later between vet, meds for Bene' and BooKaay compounded with Dermatologist and meds for me we all survived this ordeal. Thank goodness I had health insurance on Bene' at the time it eased some of the financial burden. I also have a policy on my kitten to cover her expenses with the vet etc. I would say overall the policy coverages are fair to good. The customer support people are wonderful and helpful. My only concern is what Hartville considers "fair and allowable". The vet expenses are somewhat higher here where I live versus somewhere else in the country. I feel that they should take less of a harder line with pet issues and related expenses than is now in place. Bene' was diagnosed with a luxating pitella at about 10 month old. I filed a claim only to be denied saying it was a congenital conditon that is not covered. My vet said that it was not the case. We both appealed the claim only to be told Hartville would not cover the expenses which

My Precious 13-year-old Baby, Zazu, started vomiting on September 30, 2010. By 2:30 AM on October 1st, he had vomited seven times. My husband and I knew that something wasn’t right, so we took him to the Animal Emergency Room in Charlotte, North Carolina. He was admitted on an emergency basis but transferred over to the Internal Medicine Department when that department came in at 8:00 AM. After an extensive examination, My Precious Zazu was diagnosed as having an aneurysm. We had two choices: we could try to treat it with medication (which was not recommended), or he could have a very risky emergency surgery. Because of where the aneurysm was, My Baby could have died on the operating table. Nevertheless, we chose the surgery because his situation was dire either way. Thankfully, Zazu’s surgery was a success! Although, Zazu’s health was priority to us, paying for the expensive care was a concern. Earlier this year, I received some information in the mail about ASPCA Pet Insurance. I did a lot of research and decided to take advantage of the Free-Trial Period. Then, I signed up four of my Babies. And, today, I am so thankful that I did. We had to pay for Zazu’s care upfront (which has totaled close to $7000.00); but, once I submitted the medical claims, ASPCA Insurance promptly sent reimbursement checks to me. After the $100.00 deductible, I received 80% of the standard fees for my area. And, I can assure you that the 80% was very helpful. Buying I