Adoro | Pet Insurance Review

4.9

out of 5

Number of reviews 42

adoro is a new kind of pet insurance, built by industry veterans who knew there had to be a better way. We designed coverage that’s simpler, clearer, and built to stay affordable as pets get older. We do a lot of things better. Here are some: We have a unique deductible lock feature, which means premiums will remain more stable as pets age; We don’t charge you extra to pay monthly; We include exam fees and physical rehabilitation in our accident and illness policy – no adds-ons needed; We are the only company to offer body condition score and customer loyalty discounts. Our claims process is simple, with instant payout options for approved claim payments.
5

out of 5

POSTED: | BY: Andrew

adoro claims experience

Approval of the claim was super fast: submitted before bed and woke up to an approval. Instant payment to Venmo was also incredibly convenient. Entirely no-hassle. Wish my human health insurance was this quick and easy.
5

out of 5

POSTED: | BY: Debra

adoro claims experience

I was very pleased with how quickly I received my reimbursement!!!
5

out of 5

POSTED: | BY: Holly

adoro claims experience

Claim was paid within 24 hours of submitting. Process was very easy and payment received promptly.
5

out of 5

POSTED: | BY: Linda

adoro claims experience

I filed a claim and within one hour my claim refund was in my bank account, this is the fastest turnaround time I have ever seen from any company. I am so glad that I chose my dog's insurance through Adoro.
5

out of 5

POSTED: | BY: Lynn Thompson

Such a great experience

Such a great experience! I have adoro pet insurance for both my dogs and one recently had an ear infection. The claim was so easy to submit and was processed the same day! Highly recommend.
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Monthly Cost

Plan costs depend on your choices, as well as pet breed, age and where you live.

Coverage

Accident and illness coverage, with two wellness optional choices. Exam fees and rehab coverage included in every policy (not an add-on). Payout percentages range from 50% - 85%.

Payout Limits

A range of choices between $3,000 and unlimited (annual). There are no lifetime limits.

Deductible

Range from $200 to $1,000 (annual).

Age Limits

At least 7 weeks old to enroll (and 14 years or younger). Once the pet is enrolled they may stay insured regardless of age.

Waiting Period

0 days for accidents and 12 days for illnesses after the policy becomes effective. Unlike some providers, adoro does not have any extended waiting periods for orthopedic issues (like torn cruciate ligaments).

Exclusions

Pre-existing conditions (anything your pet had before your coverage began); Routine care you can plan for, like vaccines or spay/neuter (unless you add wellness coverage); Non-treatment costs (like grooming, boarding, food or cosmetic procedures); Behavioral-related expenses like costs for pet aggression or training; Other exclusions may apply. Refer to the exclusions section of the policy for more information.
Adoro Pet Insurance detail
adoro is a new kind of pet insurance, built by industry veterans who knew there had to be a better way. We designed coverage that’s simpler, clearer, and built to stay affordable as pets get older. We do a lot of things better. Here are some: We have a unique deductible lock feature, which means premiums will remain more stable as pets age; We don’t charge you extra to pay monthly; We include exam fees and physical rehabilitation in our accident and illness policy – no adds-ons needed; We are the only company to offer body condition score and customer loyalty discounts. Our claims process is simple, with instant payout options for approved claim payments.
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