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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

THANK YOU HEALTHY PAWS!

Words can't express how grateful I am for your kind words checking in and most importantly Phoebe's insurance policy. She is the first dog I have ever decided to "insure" and I have rarely really needed any large amount to cover expenses, but this most recent surgery maxed out my credit card and left my bank account at zero. I am fortunate enough to have a family who helped me get rent and other things covered, but I am so thankful that 80% of her surgery was covered, and most importantly to relieve stress the direct deposit went through so quickly. This allowed me to focus on her recovery and her care which is my number one priority! I would like to think that I would have gone with surgery even if I had no insurance, but I don't know how true that is. Unfortunately, one option my long time veterinarian brought up was palliative care until eventual euthanasia. For that reason, I sought a second opinion and have switched my veterinary hospital. It was so hard not to have an answer and I was honestly struggling to stay positive. Phoebe was in pain, struggled getting up from the ground, and her right rear leg could not bear much weight if any at all. She looked at me everyday like she was asking for me to help and it was heartbreaking. I felt on a daily basis that I was failing her. Through my second opinion, the options seemed more bright. We were referred to a specialist who reviewed her x-rays and came highly recommended. She relaxed in his care. I trusted him. We decided to proceed with the surgery option. It was the right choice and went great! After her surgery, the first five days were the hardest because she really didn't sleep much: 1 hour the first night, two the next, and progressively more each night. Like her sleep pattern, she has also been more and more able to walk, and bearing more weight each day on her right rear leg (the surgery knee). She will begin short walks in the neighborhood next week, which will be the first time she has left our home in over two months besides vet visits. We have a follow up appointment next Monday, but I felt you deserved a little more of an update than a short email. THANK YOU HEALTHY PAWS!
  • INSURER: Healthy Paws
  • VETERINARIAN: Dr. Blom
  • POSTED: 05/07/2024
  • BY: Patrick
  • BREED: Alaskan Malamute
  • AGE OF PET: 4 - 6

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1

out of 5

BEWARE!! UNDISCLOSED POLICY TERMS FOR FILING CLAIMS

HAD INSURANCE FOR 4 MONTHS, CAT WAS ILL. $600 VET BILL.ACCORDING TO ALL THE INFO I WAS GIVEN WHEN I SIGNED UP, ALL I NEEDED TO PROVIDE FOR CLAIM WAS NOTES AND INVOICES FOR COVERED CLAIM. WHEN I TRIED TO FILE, I WAS REQUIRED TO SUBMIT COMPLETE LIFETIME VET RECORDS FOR MY CAT!!!!! THIS IS IN THE "FINE PRINT" OF THE TERMS AND CONDITIONS BUT NOT DISCLOSED UP FRONT. THIS IS TOTALLY DISHONEST. BADLY DONE FETCH
  • INSURER: Fetch
  • POSTED: 05/07/2024
  • BY: c
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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5

out of 5

Customer Service - Tracy

Thank you to Tracy for helping me find options for my senior dog's insurance coverage. I am currently going through financial challenges and I did not want to cancel my pet's insurance. I appreciated Tracy's friendly voice and assurance that there are options for my pet. Chef and I appreciate you!
  • INSURER: Fetch Canada
  • POSTED: 05/07/2024
  • BY: Diana
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: Over 11 years

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5

out of 5

Totally Satisfied!

Our 5yo pup ate an entire rotisserie chicken, bones & all. She was in visible distress so close to 3k later was feeling better. Pets Best was super easy to deal with. Communication regarding claim progress was excellent. Overall, we are very happy that we are with Pets Best.
  • INSURER: Pets Best
  • VETERINARIAN: Tracey Morris of Coastal Vet Dunedin Florida
  • POSTED: 05/07/2024
  • BY: lisa
  • BREED: Mixed Breed Large (Over 75lb)
  • AGE OF PET: 4 - 6

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5

out of 5

Thank you for wonderful care.

Thank you to Croton Animal Hospital and Lemonade with the excellent care and approval of claim for ACL surgeries and dealing with a few complications. Thanks to you, our Lab can enjoy our wonderful hikes!
  • INSURER: Lemonade
  • VETERINARIAN: Croton Animal Hospital
  • POSTED: 05/06/2024
  • BY: Marion
  • BREED: Labrador Retriever (Black)
  • AGE OF PET: 7 - 10

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5

out of 5

Seamless claim

So glad we have insurance. This illness was unexpected and could have been tragic. Brough our male kitty in and got fixed up very fast. So comforting knowing ASPCA would be able to cover expenses for emergency surgery.
  • INSURER: ASPCA
  • VETERINARIAN: Red Bank Mount Laurel
  • POSTED: 05/06/2024
  • BY: Benjamin
  • BREED: Maine Coon
  • AGE OF PET: 4 - 6

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5

out of 5

Healthy Paw is amazing

I am so glad I selected Healthy Paws as my pet insurance provider, The coverage and customer service are amazing. My dog recently had surgery and the claims process was so easy. Filing claims took less than two minutes to complete. And the payment of the claim was turned around within a couple of days. I highly recommend Healthy Paws to anyone looking for pet health insurance.
  • INSURER: Healthy Paws
  • POSTED: 05/06/2024
  • BY: Molly
  • BREED: Mixed Breed Large (Over 75lb)
  • AGE OF PET: 4 - 6

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5

out of 5

Easy to claim

My pup was diagnosed with a heart issue when you she went in to be spayed. Special tests were needed as well as expensive medication and a cardiologist. We went with the 80% coverage and every claim was covered and paid quickly. The price of the insurance was reasonable compared to the one that my vet had set up for instant claim in the office. Claiming is simple and I have to do it for my own medical too so not a big deal.
  • INSURER: Pets Plus Us
  • POSTED: 05/06/2024
  • BY: Janine
  • BREED: White Swiss Shepherd (Berger Blanc Suisse)
  • AGE OF PET: 0 - 3

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5

out of 5

Fast, hassle free claim process

I've had to use MetLife twice since I've adopted my cat - once an ER visit and now for a swollen lymph node that turned out to be moderate / severe periodontitis (not common at this young age). She had to have multiple visits, exams, and finally a (costly) dental procedure. I sent in the claims for vet and dentist with supporting docs and they paid it right away minus deductible & coinsurance - no hassle. Much better than my health insurance, I will say! I'm very satisfied.
  • INSURER: MetLife
  • VETERINARIAN: VCA Holly Street
  • POSTED: 05/05/2024
  • BY: Janaina
  • BREED: Domestic Short Hair
  • AGE OF PET: 0 - 3

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5

out of 5

6+ Years with Healthy Paws and Very Pleased!

I have had Healthy Paws for my pets for close to 7 years now. We have a $500 deductible and 90% reimbursement rate. In 2020, my long haired dachshund landed herself in the ER when her gums turned blue and she collapsed. The vet bill turned out to be somewhere around $3,500. HP reimbursed to the levels I stated above and I could not have been happier. As they tried to figure out what caused my dog to collapse, they wanted to order more tests, and I gladly said yes knowing I had such great coverage for her. Next up, my cat developed heart disease at the relatively young age of 2 and had to get regular cardio exams and medications. HP was great here too, as we hit our $500 deductible each year and then I’d receive reimbursements for the services my cat needed that went above this cost. In September 2023, my other dachshund became paralyzed and had to undergo emergency spinal surgery for IVDD. This is the main reason I got pet insurance in the first place. Since then, my dog recovered well, and then herniated another disc, had surgery again, and HP reimbursed to our levels BOTH times. The surgeries were pretty much life saving for my dog, as the chances of her walking again without either surgery was extremely low. In my policy, HP does not cover wellness exams or specialty vet exams, and the cost has increased somewhat every year. Even with these two points, I am still confident in my choice and repeatedly pleased with the service we have from HP Paws. I’m so SO thankful that I can continue to provide the best medical care to my pets knowing that I have a policy with this company. Thank you Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 05/04/2024
  • BY: Caroline
  • BREED: Dachshund miniature - smooth coat
  • AGE OF PET: 4 - 6

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