As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Average customer rating

9.3 Out of 10
60 Days 1 Year Lifetime
Rating 9.3 9.5 9.3
Count 1113 5520 6053

Nationwide Pet Insurance

9
Out of 10
Posted: 02/19/2016
By:
Mychel

I've had insurance for 17 years, I've had VPI for the last 2,. It has been good to me, I submit my claims, and about 15 days later I get a check in the mail. There are a few things that it doesn't reimburse you for, like tax and a certain items, but I...

Injury/illness

Skin problem

Claim Amount
$500 - $1000
Breed

Bouvier Des Flandres

Age of Pet
1 - 8
1
Out of 10
Posted: 02/01/2016
By:
Michelle

I have had VPI for several years, would cancel except my dogs are seniors at this point and would be difficult to insure. I have done nothing but waste my money on premiums with VPI, the standard they use to reimburse claims is pathetic. Of course, if I...

Injury/illness
Fever of unknown origin
Claim Amount
$100 - $500
Breed

Keeshond

Age of Pet
Over 8 years
10
Out of 10
Posted: 01/30/2016
By:
JC

I've submitted many claims over the years for my now 11 year old dog, with no issues on reimbursement. They reimburse according to the amounts they disclose when you are considering your policy. No complaints here.

Injury/illness

Gastritis/vomiting

Enteritis/diarrhea

Claim Amount
Over $1000
Breed

Mixed Breed

Age of Pet
Over 8 years
5
Out of 10
Posted: 01/26/2016
By:
Roger Hummel

We had VPI/Nationwide insurance for a year. They paid partial claims quickly but they were only for routine examinations. There was nothing major. My biggest problem with them in a year my policy JUMPED from $527.85 from 3/16/15 to $647.13 and that's...

Injury/illness
Yearly Exam
Claim Amount
$100 - $500
Breed

Labrador Retriever

Age of Pet
1 - 8
Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. 

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. 

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. 

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming. 

Since 1982, Nationwide has helped pet owners protect what matters most. 

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.