Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,283

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Zhanna

I have this insurance for my 2 pets

I have this insurance for my 2 pets, a cat and a dog for 5 years. I started paying $67 for both. Last year or year before the monthly payment increased to $88 for both, and I agreed to it because I thought it happened after we did submit claims after my dog's surgery. But now, only 1 or 2 years after, after I didn't submit any claims, they increased it to $125, which is almost 50% increase! It is insane ! They offer other options which you will need to pay insurance AND deductible not $250 that I have now, but %500 or even %1000. Before it happened I did recommend this insurance for everyone, but now I can say that it is unfair, increase should not effect all customers, it may affect those who did submit claims, even not all of them, only if it was a lot. How much we will pay in a few years, like for car insurance, $ 700 ?????
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5

out of 5

POSTED: | BY: Hope H

Easy & fast

Had this insurance for my DSH cat for many years without needing to use it. Some emergency issues came up recently and it was really easy. I uploaded receipts and records in the app, they contacted my vets for anything else they needed, and claims were approved within a couple days. Very relieved to have the financial support from them with zero fighting over benefits, confusion, or delay.
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5

out of 5

POSTED: | BY: Elizabeth

Great coverage

Great coverage, Quick processing, and a good value
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5

out of 5

VETERINARIAN: El Cerrito Veterinary Care

POSTED: | BY: Hope H.

Easy and seamless

Had this insurance for many years without needing to use it. Dome emergency issues came up recently and it was really easy. I uploaded receipts and records in the app, they contacted my vets for anything else they needed, and claims were approved within a couple days. Very relieved to have the financial support from them with zero fighting over benefits, confusion, or delay.
5

out of 5

POSTED: | BY: Michael Caraglia

Healthy Paws responded quickly with a…

Healthy Paws responded quickly with a check to cover a costly medical procedure for our dog and it was hassle free. This was unfortunately one of several times we needed Healthy Paws and they have always come through.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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