Dog insurance provides you with the peace of mind that your pet is protected should the unexpected happen.
Should your dog need emergency veterinary care following an accident, or require treatment for an illness or health problem, dog health insurance helps cover the cost of your vet bills, so you can rest assured your dog can receive the best possible care.
With a growing range of dog insurance policies on the market, you can be sure to find the best dog insurance plan to suit your needs and budget. As well as accident and illness cover, many providers now offer wellness plans to cover the cost of routine veterinary care, and advanced treatment options for conditions such as cancer, meaning you and your pet can concentrate on living life to the fullest.
How much does dog insurance cost?
The cost of your dog insurance will vary depending on what’s included in your policy. Your level of coverage, your co-payment and deductible options, and even the age and breed of your dog, can all affect your monthly insurance premiums, which is why it’s important to compare a range of insurers to find a policy which best suits your individual needs and budget.
You can compare the best dog insurance plans from a range of Canadian pet insurance providers using the tables below and by reading thousands of pet insurance reviews provided by pet parents like you.
Canadian Insurers
| Canadian Insurers | Cost per month | Coverage | Deductible | Age Limit | Rating* | Review Volume | ||
|---|---|---|---|---|---|---|---|---|
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Monthly cost varies due to multiple factors including: your pet's breed, age at enrollment, and gender, the chosen deductible and the cost of veterinary care in your area. Monthly premiums do not automatically increase just because your pet has a birthday or just because you file a claim. |
90% coverage for all new injuries and illnesses—once the deductible is met, Trupanion pays 90% of the remaining invoice. Coverage for all hereditary and congenital conditions, as well as hip dysplasia without any additional waiting periods. Alternative therapies, such as acupuncture, physical therapy, hydrotherapy, are available under the Recovery and Complementary Care Rider. Trupanion pays off the invoice, no “usual & customary” limits and has the ability to pay your veterinarian directly and in as little as 5 minutes. You simply pay your portion at check-out and Trupanion works with your veterinarian directly to take care of the rest. |
Offers a flexible deductible from $0 - $1000, to fit any budget and can be raised or lowered at any time. A lifetime, per condition deductible meaning that once the deductible is met for a condition is met you policy begins paying out at 90% for anything related to that condition for the rest of your pet's life. *This is great for chronic conditions that can span the entirety of a pets life such as allergies or cancer. |
Pet must be at least 8 weeks old and under 14 years old to enroll. Once enrolled, pets stay insured regardless of age and coverage will not change. |
Reviews
8301
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$16 - $60, depending on your chosen plan. |
You have a co-pay of 10%, 20% or 30% after your deductible. Non-routine exam fees, including at ER and Specialists, are covered. The pay-out amount is based on your actual vet bill. Use your current veterinarian or any veterinarian in the US or Canada. |
Annual deductible from $100 to $2,500. Per condition deductibles from $100 to $2,500 also available. |
Pet must be at least 6 weeks old to enroll. No upper age limits apply. |
Reviews
3789
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$11 – over $100, depending on your chosen plan and other variables including but not limited to species, location, breed and age. |
You have a co-pay of 20% after your annual deductible. The pay-out amount is based on your actual vet bill. |
$100 - $1,000 annually. |
Pet must be at least 8 weeks old to enroll. Dogs must be under 11 years to enroll and cats must be under 13 years old to enroll. |
Reviews
699
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$19 - $89, depending on your chosen plan. |
You have a co-pay of 10%, 20% or 30%. The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes. |
$100 - $700 age-based annual deductible. |
Pet must be at least 7 weeks old to enroll. |
Reviews
260
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Premiums will vary depending on your plan choice, breed and location. |
Choose between 4 levels of cover for Accident, Illness and Dental treatment. Secure 1 offers $1,000 per Accident cover, $1,000 Illness cover per condition, per year and $200 Dental cover. Secure 2 offers $2,500 per Accident cover, $2,500 per condition, per year Illness cover and $300 Dental cover. Secure 3 offers $5000 per Accident cover, $5,000 per condition per year cover and $400 Dental cover. Secure 4 offers unlimited cover for Accidents and Illness and $600 per year Dental cover, and Wellness cover. Plans offer 80% coverage (20% co-insurance) after annual deductible satisfied. |
Annual- Age Based Deductibles Deductible A $100 - $500 Deductible B $200 - $700
*Secure 4 with Wellness Care Deductible A $250 -$500 Deductible B $300 - $700 |
Pet must be at least 8 weeks old to enroll. |
Reviews
167
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Premiums will vary depending on your plan choice, breed and location. Rates start at $11.84 per month for cats and $16.03 per month for dogs as of 1st July 2018. |
80% coverage (20% co-insurance) after annual deductible satisfied. |
Age based annual deductible $150 -$500 |
Pet must be at least 8 weeks old to enroll. Dog over the age of 8 years old are not eligible for enrollment Cats over 10 years old are not eligible for enrolment |
Reviews
7
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