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Monthly cost varies due to multiple factors including: your pet's breed, age at enrollment, and gender, the chosen deductible and the cost of veterinary care in your area.
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Monthly premiums do not automatically increase just because your pet has a birthday or just because you file a claim.
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90% coverage for all new injuries and illnesses—once the deductible is met, Trupanion pays 90% of the remaining invoice.
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Coverage for all hereditary and congenital conditions, as well as hip dysplasia without any additional waiting periods.
Alternative therapies, such as acupuncture, physical therapy, hydrotherapy, are available under the Recovery and
Complementary Care Rider.
Trupanion pays off the invoice, no “usual & customary” limits and has the ability to pay your veterinarian directly and in as little as 5 minutes. You simply pay your portion at check-out and Trupanion works with your veterinarian directly to take care of the rest.
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Offers a flexible deductible from $0 - $1000, to fit any budget and can be raised or lowered at any time.
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A lifetime, per condition deductible meaning that once the deductible is met for a condition is met you policy begins paying out at 90% for anything related to that condition for the rest of your pet's life. *This is great for chronic conditions that can span the entirety of a pets life such as allergies or cancer.
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Pet must be at least 8 weeks old and under 14 years old to enroll.
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Once enrolled, pets stay insured regardless of age and coverage will not change.
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$16 - $60, depending on your chosen plan.
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You have a co-pay of 10%, 20% or 30% after your deductible.
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Non-routine exam fees, including at ER and Specialists, are covered.
The pay-out amount is based on your actual vet bill.
Use your current veterinarian or any veterinarian in the US or Canada.
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Annual deductible from $100 to $2,500.
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Per condition deductibles from $100 to $2,500 also available.
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Pet must be at least 6 weeks old to enroll.
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No upper age limits apply.
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$11 – over $100, depending on your chosen plan and other variables including but not limited to species, location, breed and age.
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You have a co-pay of 20% after your annual deductible.
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The pay-out amount is based on your actual vet bill.
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$100 - $1,000 annually.
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Pet must be at least 8 weeks old to enroll.
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Dogs must be under 11 years to enroll and cats must be under 13 years old to enroll.
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$19 - $89, depending on your chosen plan.
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You have a co-pay of 10%, 20% or 30%.
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The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.
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$100 - $700 age-based annual deductible.
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Pet must be at least 7 weeks old to enroll.
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Premiums will vary depending on your plan choice, breed and location.
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Choose between 4 levels of cover for Accident, Illness and Dental treatment.
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Secure 1 offers $1,000 per Accident cover, $1,000 Illness cover per condition, per year and $200 Dental cover.
Secure 2 offers $2,500 per Accident cover, $2,500 per condition, per year Illness cover and $300 Dental cover.
Secure 3 offers $5000 per Accident cover, $5,000 per condition per year cover and $400 Dental cover.
Secure 4 offers unlimited cover for Accidents and Illness and $600 per year Dental cover, and Wellness cover.
Plans offer 80% coverage (20% co-insurance) after annual deductible satisfied.
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Annual- Age Based Deductibles
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Deductible A
$100 - $500
Deductible B
$200 - $700
*Secure 4 with Wellness Care
Deductible A
$250 -$500
Deductible B
$300 - $700
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Pet must be at least 8 weeks old to enroll.
No age limit
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