Pet Insurance Review - compare rates & benefits  
  Home | About | Advertise | Bookmark | Contact  


Browse:
Pet Insurance 101
Dog Insurance
Cat Insurance
Canada Dog Insurance
Canada Cat Insurance

How To:
Get Quotes
Select an Insurer
Make a Claim
Save Money

US Pet Insurers
Hartville
Embrace
Petfirst Healthcare
Petplan USA
Trupanion
VPI
AKC
Pets Best
PetCare
PurinaCare
ASPCA

Canada Pet Insurers
PetCare
Vetinsurance
Petsecure
PurinaCare CA
PC Financial
Hbc
Petplan Canada

Other Options
Pet Assure
Banfield
PetSmart
PETCO

Resources


Hartville Group, Inc. (Hartville Pet Insurance, ASPCA Pet Health Insurance & Petshealth Care Plan brands)

3840 Greentree Avenue SW
Canton, OH 44706
phone: (866) 820-7764
website: http://www.hartvillegroup.com
claim form (PDF)
Average Rating
6.23
out of 10

add your rating
Offering pet insurance throughout 50 states under the brand names: Hartville Pet Health Insurance, ASPCA Pet Health Insurance, and Petshealth Care Plan. Recently partnered with ASPCA (American Society for the Prevention of Cruelty to Animals) to offer pet insurance. Has distributed pet insurance plans since 1997 and currently covers more than 80,000 pets.

Most Helpful Reviews of Hartville (ASPCA & Petshealth) .

6/10   Great for senior pets, 12/20/2007

Reviewed By: Mary, Recommend: Y

Although I have had a couple of negative experiences with Petshealth, I must say that they seem to be the ONLY pet insurance company willing to insure older pets. They will insure dogs up to 13 years and cats up to 15 years. They will even insure the pet with their top plan, regardless of age, if there are no pre-existing conditions. I have a 13 year-old cat who has never been sick a day in his life. I was able to insure him with Petshealth under their most extensive plan. A few things to watch out for, though. First, unless you get their top plan that covers chronic and/or recurring illnesses, if your pet is diagnosed with some illness and/or injury in one plan period, as soon as the plan period renews, it is considered a pre-existing condition and coverage will stop. This is a bad deal if, say, your pet is diagnosed with cancer a week before your plan renews because in just one week, the coverage for the cancer will stop. That's crappy. Also beware that any congenital and/or hereditary condition is not covered on ANY of their plans. So, that immediately excludes a boatload of illnesses as there are lots and lots of disorders known in hundreds of breeds. But, again, if you need to insure a senior pet, this is probably the only option you really have.

View Comments (2) | Was this review helpful to you?      
 
2/10   very deceptive policy renewal discription, 4/2/2008

Reviewed By: Patricia Rethemeyer, Recommend: N

I have been with ASPCA for over a year, I have three pets on the plan.My cat had developed hyperthiroidism in Nov. of 2007 and was put on medication which is not hepling,he had to be on it for three months to regulate the thiroid before surgery could be done.The policy renewed in Feb. when I read my new ploicy on the certificate it had a clause that read any illness that manifests in one 12 month period and is not cured and treatnent free for 180 days will be excluded from coverage in the subsequent 12 month period.but there was a asterik at the end of that statement (*) at the bottom of the plan it says does not apply to our plan.I called to verify this and was put on hold for 10 minutes and told to turn to page 9 under section Limit Of liability which basically said the same thing that was on the front page.I was told that they did not know why the asterik had that clause and that there were two supervisers looking into IT ,but that I am still not covered,I am thinking of contacting a lawer in this matter,I sent several E-mails and they never reply.I asked if my pet had an accident 12/31 and had to go back for several appointments and my policy renewed Jan.1 if that would be covered and was told no.What kind of rip off company are they.I chose them because they are the aspca,and thought that they would be more reputable because of there name .Boy was I wrong.I am going to look for another company.

View Comments (15) | Was this review helpful to you?      
 
5/10   Don't Get, 1/1/2007

Reviewed By: BM, Recommend: N

Been with this company since 2000 just found out about the "small print" of pre-existing/recurring illness. They dont go by date of first applying BUT renewal dates that are done annually. Only have 180 days from diagnosis. cure and last treatment. ER vet visits they dont cover all ot of expenses. Also when they do they take a good chunk off the fee before they process the deduction.

View Comments (4) | Was this review helpful to you?      
 
  Read more reviews... | Add your own review

Most Recent Reviews


8/10   Very good service,
I obtained pet insurance for my Pomeranian a little bit over two years ago; first time I've ever had a pet let… read more

Added 1/30/2010 by: Ellie Tsakonas
 
9/10   TPLO surgery for Rocco Boy,
My 5 year old German Shepherd Dog Rocco had TPLO surgery. We were VERY pleased with the surgery and VERY… read more

Added 1/25/2010 by: Victoria
 
1/10   DON'T TRUST ASPCA or PETSHEALTH or HARTVILLE,
+I was a former subscriber to the Hartville Group who was taken for thousands of dollars and learned many… read more

Added 1/25/2010 by: R.I.P. my beloved pet
 
5/10   ASPCA pays 60% of total claims.,
We were sold a great dane with terrible health problems by a dishonest breeder. We racked up over $3,500 in… read more

Added 1/24/2010 by: B
 
1/10   Worst company ever!,
I have had this insurance company for almost 8 yrs now. My three oldest cats are 14. Through out the years… read more

Added 1/20/2010 by: Lee Ann
 
10/10   Facing large vet bills,
Last summer I was walking with my thirteen year old pointer mix, Barkis, when he unexpectedly yelped in… read more

Added 1/20/2010 by: Madelon Kelly
 
8/10   ASPCA/Hartsville has been the best investment !!!,
One comment I must make has to do with review sites in general. Negative reviews will always be the worst… read more

Added 1/19/2010 by: Denis M
 


Review Hartville (ASPCA & Petshealth) review policy

Would you recommend this company to other pet owners?     Yes No
One-line Review Summary
Detailed Review
Overall Rating (1 - worst, 10 - best)    
Your Name

Optional Additional Information - it won't be published, but it may help get your claim resolved. This information will be provided to your insurer for identification purposes if they choose to take another look at your claim based upon your review. We will not display this info on the website.
Your Policy Number
Name on your policy

We have zero tolerance for fake reviews!

A message to pet insurance management: please do not submit a review! We consider these submissions fraudulent and will immediately remove these from our site.

While we support your efforts to encourage honest feedback from customers, we encourage you to submit information here