Pet Insurance Review - compare rates & benefits  
  Home | Blog | About | For Vets | Resources | Contact  


Browse:
Pet Insurance 101
Dog Insurance
Cat Insurance
Canada Dog Insurance
Canada Cat Insurance

How To:
Get Quotes
Select an Insurer
Make a Claim
Save Money

Find Vets

US Pet Insurers
Healthy Paws
Embrace
Petplan USA
Trupanion
Pets Best
ASPCA
Nationwide
VPI
 Petfirst
AKC
PetPartners
24PetWatch
PetPremium
VetCare Health
Figo

Canada Pet Insurers
Pets Plus Us
Petplan
Trupanion
Petsecure
PetCare
PC Financial
Hbc
 Petfirst Healthcare

Other Options
Pet Assure
Banfield
PetSmart
PETCO
United Pet Care

Breeds

UK Pet Insurance

Privacy


Embrace Pet Insurance


4530 Richmond Street
Cleveland, OH 44128
phone: 800-511-9172
website: http://www.embracepetinsurance.com
claim form

Embrace offers accident and illness coverage in all 50 states and DC. Policies provide coverage for hereditary, genetic and congenital conditions and can be customized to fit all budgets and needs.

Embrace also offers an optional Wellness Rewards program to cover everyday veterinary care.
Customer Ratings
60 days 1 year Lifetime
Rating 9.6 9.4 9.2
Count 40 1027 5132
add your rating

Visit Website

Reviews of Embrace

Filter By:    
10/10   The best company for fur babies!, 8/4/2016

Reviewed By: Laura Sedam, Recommend: Y

What a great company! Fast service and they truly care about their customers! Our baby girl, Hope, does a lot of camping and fishing with us so having her insured puts our minds at ease. On our last trip she took a swim in the river and came out limping with glass shards in her poor little paws. We rushed her to the vet (she had to stay overnight for observation), I printed out the claim form, gave it to the veterinary staff to fill out, they submitted it and that same day Embrace processed the claim and let me know the next day that our claim payment would be coming in the mail (we had already met our deductible for the year). Great service, I couldn't ask for a better insurance company for my baby!
Injury/Illness: injury to paw   Breed: Mixed Breed dog
Claim Amount: $100 - $500   Age of Pet: 1 - 8
Comment on this Review   | permalink

Was this review helpful to you?      
 
10/10   Great Service, 8/3/2016

Reviewed By: Lisa, Recommend: Y

I've not had to use file many claims, however when I have they have been very quick to process them and answer questions. Highly recommend.
Injury/Illness: Heart worm tests/pills   Breed: Pit Bull
Claim Amount: under $100   Age of Pet: 1 - 8
Comment on this Review   | permalink

Was this review helpful to you?      
 
9/10   Excellent Followup, 8/3/2016

Reviewed By: Bob Hauschulz, Recommend: Y

Unfortunately my dog Cody a seven month old golden retriever broke his leg playing in the back yard. This required extensive followup visits at the vet. All of the claims were covered timely except one. When I emailed Embrace about it, the claim was reviewed and approved within an hour. Exceptional customer service. I also appreciate no reasonable and customary charge list.
Injury/Illness: Broken Leg   Breed: Golden Retriever
Claim Amount: over $1000   Age of Pet: under a year
Comment on this Review   | permalink

Was this review helpful to you?      
 
10/10   Fast coverage, 7/26/2016

Reviewed By: N Hammonds, Recommend: Y

They cover everything they should without argument, and the reimbursement is fast.
Injury/Illness: blood tests, unknown reason for weight loss   Breed: Mixed Breed cat
Claim Amount: $100 - $500   Age of Pet: 1 - 8
Comment on this Review   | permalink

Was this review helpful to you?      
 
9/10   Embrace takes the worry out of pet insurance., 7/26/2016

Reviewed By: Mary Lynn Child, Recommend: Y

My cat, who's a foodie, was losing weight and we weren't sure why. My vet examined her thoroughly and had blood work done. Embrace covered the exam and blood work costs, and I had no worries.
Injury/Illness: lack of appetite   Breed: Domestic Shorthair
Claim Amount: $100 - $500   Age of Pet: over 8 years
Comment on this Review   | permalink

Was this review helpful to you?      
 

Read More Reviews...


Go To: embracepetinsurance.com


Most Helpful Reviews


10/10   More coverage than anyone else out there!,
This is my first go round with pet insurance, and I got into it a little late in the game (after my dog was already having some health issues). Embrace was the ONLY pet insurance company I could find that would even consider covering a pre-existing condition if it was considered curable. I find that when I submit claims, they are processed within about 2 weeks, and I find that instead of finding reasons… read more

Reviewed By: Rachelle Dodson, parent of a Mixed Breed
 
8/10   Good reimbursements,
I am in the health insurance business - but on the people side. When choosing a pet insurance, I did NOT want a scheduled plan such as VPI has. This type of plan pays a VERY small amount on what is typically a MUCH higher claim amount. The type of plan you want is the type of plan that Embrace offers - deductible and coinsurance based on the BILLED amount. My bluetick coonhound Georgie who is only 3… read more

Reviewed By: Patty Hook, parent of a Bluetick Coonhound
 
9/10   Great customer service,
This is my first experience with Pet Insurance, and so far, I'm very pleased. They don't have the integrated website features that other companies have, but this is more than made up for with the very responsive customer service. Claims are processed fairly and in a very timely manner. I recommend Embrace to anyone looking for a pet insurance company. Unfortunately Embrace isn't licensed by the state of… read more

Reviewed By: Daniel, parent of a Mixed Breed
 
10/10   Simply the BEST!!!,
Previously we had other health insurance for our dogs. The few times we had to make a claim, we were always diappointed - where did these figures come from? How can they pay us so little? When our new Rottweiler puppy was about to join our family, I really searched for pet insurance. They all seemed the same as what we had already experienced and then I read about Embrace. The notion of actually… read more

Reviewed By: Rochelle Himes
 
9/10   Great Coverage, Decent reimbursement Time,
Iíve had Embrace Pet Insurance for just over a year. I have 2 of my pets insured, about to insure a 3rd. Over all, the company is great! They have awesome customer service, have never had an issue with coverage, and although pricier than others, I find it to cover more than other companies. Their wellness coverage is great, especially the new $400 planÖ perfect plan to be able to get annual vaccines and… read more

Reviewed By: Mommy of 3, parent of a Mixed Breed
 


Review Embrace review policy

Review Title (if you could say it in one sentence, what would you say?)
Your Review (tips)
DO tell us specifics about your pet's illness or injury
DO tell us whether you were happy with how your claim was handled

DON'T use profanity or personal insults
DON'T write in ALL CAPS
Overall Rating (1 - worst, 10 - best)    
Would you recommend this company to other pet owners?
Yes   No
Your Name
State/Province

Tell us about your pet
Type: Dog     Cat
Breed:  
Age (at the time of your claim):   Under a year   1 - 8   Over 8 years  
 
Tell us about your claim
Type of illness or accident:
not sure
ear problem eye problem skin problem
cancer gastritis/vomiting enteritis/diarrhea
bladder renal (kidney) thyroid
other:
Claim amount
Time taken to handle claim
 
Verify that you are a customer
I certify that I am (or was) a customer of this pet insurance company and that I have not been offered a reward, financial or otherwise, by the insurer for writing this review.
 

We have zero tolerance for fake reviews!

A message to pet insurance management: please do not submit a review! We consider these submissions fraudulent and will immediately remove these from our site.

While we support your efforts to encourage honest feedback from customers, we encourage you to submit information here