| Insurer | Plan | Monthly rate | Features | User Rating | More |
| Pets Best | Accident Only | $2.98 | Accident only - no illness coverage. Deductible of $0 - $1,000. Reimbursement level of 70% - 100%. | 8.4 |
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| Pets Best | BestBenefit Budget | $4.85 | Annual deductible of $0 - $1,000. Reimbursement level of 70% -100%. Some hereditary coverage. Add routine care coverage for an additional fee. | 8.4 |
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| Pet Plan | Bronze | $7.70+ | Covers all accidents, injuries & illnesses inc. hereditary conditions for the life of the pet. $200 deductible, 80% claims reimbursement (100% reimb available for additional premium). | 9.2 |
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| Pet Plan | Silver | $8.62+ | Covers all accidents, injuries & illnesses inc. hereditary conditions for the life of the pet. $200 deductible, 80% claims reimbursement (100% reimb available for additional premium). | 9.2 |
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| Hartville | Accident Only | $8.99 | $100 deductible. Covers accidents to 80%. No illness coverage. All breeds eligible! | 7.8 |
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| Pets Best | BestBenefit Level 1 | $7.47 | Annual deductible of $0 - $1,000. Reimbursement level of 70% -100%. Some hereditary, acupuncture and chiropractic coverage. Add routine care coverage for an additional fee. | 8.4 |
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| Pet Plan | Gold | $9.63+ | Covers all accidents, injuries & illnesses inc. hereditary conditions for the life of the pet. $200 deductible, 80% claims reimbursement (100% reimb available for additional premium). | 9.2 |
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| Pethealth | Accident Only | $9.95 | $50 deductible; Up to $2000 for selected accidents. No illness coverage | 4.7 |
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| Pet Assure | Single | $9.95 | Not insurance, but a membership plan where participating veterinarians & animal hospitals offer 25% discount to members | 7.3 |
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| VPI | Standard | $13+ | $50 deductible. Pays 90% of approved claim per Standard benefit schedule. | 7.7 |
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| Pet Assure | Family Plan | $13.95 | Not insurance, but a membership plan where participating veterinarians & animal hospitals offer 25%. Family plan covers up to 4 pets. | 7.3 |
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| Embrace | Budget Conscious | $13.69+ | $500 annual deductible, 20% coinsurance, $5,000 annual maximum, no per incidence limits. Covers accidents & illnesses, genetic & chronic conditions. Does not cover take home prescription drugs, dental illness, or wellness. | 9.1 |
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| Hartville | Basic | $16.61 | Covers accidents and illnesses; spaying and neutering; free lost pet recovery tag. | 7.8 |
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| Trupanion | Standard | $16.77+ | All policies pay 90% of your actual veterinary bill for any accident or illness, including hereditary and congenital conditions. Deductibles and premiums are adjustable to meet the pet owner’s needs and affordability. | 8.9 |
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| Healthy Paws | Dogs & Puppies | 18.89+ | Pays up to 90% of veterinary bill for any accident or illness, including hereditary and congenital conditions. Customizable. | 9.8 |
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| Pets Best | BestBenefit Level 2 | $19.60 | Annual deductible of $0 - $1,000. Reimbursement level of 70% -100%. Some hereditary, acupuncture and chiropractic coverage. Add routine care coverage for an additional fee. | 8.4 |
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| Pets Best | BestBenefit Level 3 | $22.54 | Annual deductible of $0 - $1,000. Reimbursement level of 70% -100%. Some hereditary, acupuncture and chiropractic coverage. Add routine care coverage for an additional fee. | 8.4 |
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| VPI | Superior | $21+ | $50 deductible. Pays 90% of approved claim per Superior benefit schedule. Additional cancer protection available. | 7.7 |
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| Pethealth | Gold | $22.95 | $50 - $75 deductible. Pays 70% - 100% of approved claim depending on monthly rate. Boarding Fees to $250. Finder's Reward to $150. Double illness coverage available. | 4.7 |
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| Pet Partners (AKC) | Essential | $24.75 | $125 deductible per incident; 10% copay | 5.6 |
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| PetFirst | Comprehensive Basic | $29.95 | $50 deductible for accidents and illnesses. Covers accidents and illnesses to $7,500; wellness and preventative care to $100; advertising & reward to $250; Kennel fees to $250; | 7.9 |
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| PetFirst | Core Basic | $24.95 | $50 deductible for accidents and illnesses. Covers accidents and illnesses to $7,500; advertising & reward to $250; Kennel fees to $250; | 7.9 |
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| Embrace | Most Popular | $24.77+ | $300 annual deductible, 20% coinsurance, $10,000 annual maximum, no per incident limits. Covers accidents & illnesses, genetic & chronic conditions, prescription drugs. Does not cover dental illness or wellness. | 9.1 |
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| Hartville | Value | $30.50 | Covers accidents and illnesses; spaying and neutering; essential preventive care, rabies vaccination, free lost pet recovery tag and an annual physical exam. | 7.8 |
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| PetFirst | Core Preferred | $31.70 | $50 deductible for accidents and illnesses. Covers accidents and illnesses to $12,000; advertising & reward to $250; Kennel fees to $500; loss of pet to $250; trip cancellation due to surgery to $500 | 7.9 |
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| PurinaCare | Without Preventive Care | $31.43 | $250 annual deductible. Pays 80% of eligible expenses after deductible and co-pay. Covers all accidents, illnesses and does not exclude hereditary conditions or behavior modification. | 8.3 |
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| Pet Partners (AKC) | Essential Plus | $33.75 | $125 deductible annually; 20% copay | 5.6 |
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| PetFirst | Comprehensive Preferred | $39.95 | $50 deductible for accidents and illnesses. Covers accidents and illnesses to $12,000; wellness and preventative care to $220; advertising & reward to $250; Kennel fees to $500; loss of pet to $250; trip cancellation due to surgery to $500 | 7.9 |
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| Pethealth | Preferred | $34.95 | $100 deductible. Pays 70% on approved claims. Covers all accidents and illnesses; death to $500; kennel fees to $250; advertising and reward to $150; euthanasia to $100 | 4.7 |
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| PetFirst | Core Preferred Plus | $41.70 | $50 deductible for accidents and illnesses. Covers accidents and illnesses to $15,000; advertising & reward to $400; Kennel fees to $500; loss of pet to $500; trip cancellation due to surgery to $500; burial or cremation to $100 | 7.9 |
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| Trupanion | Premium | $42.62+ | $200 deductible. Pays 90% of approved claims. Alternative therapies, hip dysplasia, boarding fees to $500, trip cancel fees to $1000, advertising and reward to $500 and cremation/burial to $100 | 8.9 |
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| Embrace | Creme de la Creme | $43.75+ | $200 annual deductible, 20% coinsurance, $10,000 annual maximum, no per incidence limits. Covers accidents & illnesses, genetic & chronic conditions, prescription drugs and wellness. Does not cover dental illness. | 9.1 |
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| PurinaCare | Plus Preventive | $46.88 | $250 annual deductible. Pays 80% of eligible expenses after deductible and co-pay. Covers all accidents, illnesses and does not exclude hereditary conditions or behavior modification. This plan includes preventive care benefits such as spay/neuter, annual exams & vaccinations, and all flea and heartworm medication. | 8.3 |
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| PetFirst | Comprehensive Preferred Plus | $49.95 | $50 deductible for accidents and illnesses. Covers accidents and illnesses to $15,000; wellness and preventative care to $220; advertising & reward to $400; Kennel fees to $500; loss of pet to $500; trip cancellation due to surgery to $500; burial or cremation to $100 | 7.9 |
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| Pet Partners (AKC) | Wellness | $52.25 | $125 deductible annually; 20% copay. Includes wellness coverage, annual checkup, vaccinations, heartworm testing and prevention; parasite control and annual dental cleaning. | 5.6 |
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| Hartville | Choice | $54.10 | Covers accidents and illnesses; spaying and neutering; essential preventive care, rabies vaccination, free lost pet recovery tag; annual physical exam and dental cleaning. | 7.8 |
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| Pet Partners (AKC) | Wellness Plus | $62.25 | $125 deductible annually; 20% copay. Includes wellness coverage, annual checkup, vaccinations, heartworm testing and prevention; parasite control, annual dental cleaning and spay/neuter. | 5.6 |
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| Hartville | Best | $76.79 | $100 deductible. Covers accidents and illnesses to 80%; spaying and neutering; essential preventive care, rabies vaccination, free lost pet recovery tag; annual physical exam and dental cleaning; continual coverage for some chronic and long-term conditions that may have arisen in the previous policy year. | 7.8 |
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