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InsurerPlanMonthly rateFeaturesUser RatingMore
Healthy PawsDogs & Puppies18.89+Pays up to 90% of veterinary bill for any accident or illness, including hereditary and congenital conditions. Customizable.9.8
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Pet PlanGold$9.63+Covers all accidents, injuries & illnesses inc. hereditary conditions for the life of the pet. $200 deductible, 80% claims reimbursement (100% reimb available for additional premium).9.2
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Pet PlanSilver$8.62+Covers all accidents, injuries & illnesses inc. hereditary conditions for the life of the pet. $200 deductible, 80% claims reimbursement (100% reimb available for additional premium).9.2
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Pet PlanBronze$7.70+Covers all accidents, injuries & illnesses inc. hereditary conditions for the life of the pet. $200 deductible, 80% claims reimbursement (100% reimb available for additional premium).9.2
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EmbraceCreme de la Creme$43.75+$200 annual deductible, 20% coinsurance, $10,000 annual maximum, no per incidence limits. Covers accidents & illnesses, genetic & chronic conditions, prescription drugs and wellness. Does not cover dental illness. 9.2
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EmbraceMost Popular$24.77+$300 annual deductible, 20% coinsurance, $10,000 annual maximum, no per incident limits. Covers accidents & illnesses, genetic & chronic conditions, prescription drugs. Does not cover dental illness or wellness. 9.2
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EmbraceBudget Conscious$13.69+$500 annual deductible, 20% coinsurance, $5,000 annual maximum, no per incidence limits. Covers accidents & illnesses, genetic & chronic conditions. Does not cover take home prescription drugs, dental illness, or wellness. 9.2
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TrupanionStandard$16.77+All policies pay 90% of your actual veterinary bill for any accident or illness, including hereditary and congenital conditions. Deductibles and premiums are adjustable to meet the pet owner’s needs and affordability.9
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TrupanionPremium$42.62+$200 deductible. Pays 90% of approved claims. Alternative therapies, hip dysplasia, boarding fees to $500, trip cancel fees to $1000, advertising and reward to $500 and cremation/burial to $1009
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Pets BestAccident Only$2.98Accident only - no illness coverage. Deductible of $0 - $1,000. Reimbursement level of 70% - 100%. 8.7
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Pets BestBestBenefit Budget$4.85Annual deductible of $0 - $1,000. Reimbursement level of 70% -100%. Some hereditary coverage. Add routine care coverage for an additional fee.8.7
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Pets BestBestBenefit Level 1$7.47Annual deductible of $0 - $1,000. Reimbursement level of 70% -100%. Some hereditary, acupuncture and chiropractic coverage. Add routine care coverage for an additional fee.8.7
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Pets BestBestBenefit Level 2$19.60Annual deductible of $0 - $1,000. Reimbursement level of 70% -100%. Some hereditary, acupuncture and chiropractic coverage. Add routine care coverage for an additional fee.8.7
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Pets BestBestBenefit Level 3$22.54Annual deductible of $0 - $1,000. Reimbursement level of 70% -100%. Some hereditary, acupuncture and chiropractic coverage. Add routine care coverage for an additional fee.8.7
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PetFirstComprehensive Preferred Plus$49.95$50 deductible for accidents and illnesses. Covers accidents and illnesses to $15,000; wellness and preventative care to $220; advertising & reward to $400; Kennel fees to $500; loss of pet to $500; trip cancellation due to surgery to $500; burial or cremation to $1007.7
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PetFirstComprehensive Preferred$39.95$50 deductible for accidents and illnesses. Covers accidents and illnesses to $12,000; wellness and preventative care to $220; advertising & reward to $250; Kennel fees to $500; loss of pet to $250; trip cancellation due to surgery to $5007.7
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PetFirstComprehensive Basic$29.95$50 deductible for accidents and illnesses. Covers accidents and illnesses to $7,500; wellness and preventative care to $100; advertising & reward to $250; Kennel fees to $250;7.7
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PetFirstCore Preferred$31.70$50 deductible for accidents and illnesses. Covers accidents and illnesses to $12,000; advertising & reward to $250; Kennel fees to $500; loss of pet to $250; trip cancellation due to surgery to $5007.7
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PetFirstCore Preferred Plus$41.70$50 deductible for accidents and illnesses. Covers accidents and illnesses to $15,000; advertising & reward to $400; Kennel fees to $500; loss of pet to $500; trip cancellation due to surgery to $500; burial or cremation to $1007.7
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PetFirstCore Basic$24.95$50 deductible for accidents and illnesses. Covers accidents and illnesses to $7,500; advertising & reward to $250; Kennel fees to $250;7.7
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ASPCABest$76.79$100 deductible. Covers accidents and illnesses to 80%; spaying and neutering; essential preventive care, rabies vaccination, free lost pet recovery tag; annual physical exam and dental cleaning; continual coverage for some chronic and long-term conditions that may have arisen in the previous policy year.8
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ASPCABasic$16.61Covers accidents and illnesses; spaying and neutering; free lost pet recovery tag.8
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ASPCAChoice$54.10Covers accidents and illnesses; spaying and neutering; essential preventive care, rabies vaccination, free lost pet recovery tag; annual physical exam and dental cleaning.8
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ASPCAAccident Only$8.99$100 deductible. Covers accidents to 80%. No illness coverage. All breeds eligible!8
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ASPCAValue$30.50Covers accidents and illnesses; spaying and neutering; essential preventive care, rabies vaccination, free lost pet recovery tag and an annual physical exam.8
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VPISuperior$21+$50 deductible. Pays 90% of approved claim per Superior benefit schedule. Additional cancer protection available.7.8
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VPIStandard$13+$50 deductible. Pays 90% of approved claim per Standard benefit schedule.7.8
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Pet AssureSingle$9.95Not insurance, but a membership plan where participating veterinarians & animal hospitals offer 25% discount to members6.3
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Pet AssureFamily Plan$13.95Not insurance, but a membership plan where participating veterinarians & animal hospitals offer 25%. Family plan covers up to 4 pets.6.3
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AKCEssential$24.75$125 deductible per incident; 10% copay5.8
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AKCWellness Plus$62.25$125 deductible annually; 20% copay. Includes wellness coverage, annual checkup, vaccinations, heartworm testing and prevention; parasite control, annual dental cleaning and spay/neuter.5.8
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AKCWellness$52.25$125 deductible annually; 20% copay. Includes wellness coverage, annual checkup, vaccinations, heartworm testing and prevention; parasite control and annual dental cleaning.5.8
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AKCEssential Plus$33.75$125 deductible annually; 20% copay5.8
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PethealthAccident Only$9.95$50 deductible; Up to $2000 for selected accidents. No illness coverage4.9
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PethealthGold$22.95$50 - $75 deductible. Pays 70% - 100% of approved claim depending on monthly rate. Boarding Fees to $250. Finder's Reward to $150. Double illness coverage available.4.9
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PethealthPreferred$34.95$100 deductible. Pays 70% on approved claims. Covers all accidents and illnesses; death to $500; kennel fees to $250; advertising and reward to $150; euthanasia to $1004.9
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Premiums shown are the lowest prices available. Actual premiums quoted may be higher due to your pet's age, breed or zip code.

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