| Insurer | Plan | Monthly rate | Features | User Rating | Contact |
| Pet Plan | Bronze | $4.97+ | Covers all accidents, injuries & illnesses inc. hereditary conditions for the life of the pet. $200 deductible, 90% claims reimbursement (100% reimb available for additional premium). | 9.21 | click |
| Pet Plan | Silver | $5.30+ | Covers all accidents, injuries & illnesses inc. hereditary conditions for the life of the pet. $200 deductible, 90% claims reimbursement (100% reimb available for additional premium). | 9.21 | click |
| Pet Plan | Gold | $5.61+ | Covers all accidents, injuries & illnesses inc. hereditary conditions for the life of the pet. $200 deductible, 90% claims reimbursement (100% reimb available for additional premium). | 9.21 | click |
| Pets Best | Accident B | $4.08 | $200 deductible. Cover accidents to 80% | 7.70 | click |
| Hartville | Accident Only | 6.99 | $100 deductible. Covers accidents to 80%. No illness coverage. All breeds eligible! | 6.23 | click |
| Pethealth | Accident Only | $8.50 | $50 deductible. Covers select accidents only, no illness coverage. Pays 100% of selected accidents up to $200 per accident. | 4.04 | click |
| VPI | Standard | $9.83 | $50 deductible. Pays 90% of approved claim per Standard benefit schedule. Covers select accidents and illnesses. Additional cancer protection available. | 5.56 | click |
| Pethealth | Indoor Cats | $9.95 | $200 deductible. Pays 100% of approved claims. Covergage of the most common and prevalent illnesses suffered by indoor cats. | 4.04 | click |
| PurinaCare | Without Preventive Care | $10.41 | $250 annual deductible. Pays 80% of eligible expenses after deductible and co-pay. Covers all accidents, illnesses and does not exclude hereditary conditions or behavior modification. | 9 | click |
| Trupanion | Standard | $10.52+ | All policies pay 90% of your actual veterinary bill for any accident or illness, including hereditary and congenital conditions. Deductibles and premiums are adjustable to meet the pet owner’s needs and affordability. | 8.68 | click |
| Hartville | Basic | $11.58 | $100 deductible. Covers accidents and illnesses to 80%; spaying and neutering; free lost pet recovery tag. | 6.23 | click |
| Embrace | Budget Conscious | $11.99+ | $500 annual deductible, 20% coinsurance, $5,000 annual maximum, no per incidence limits. Does not cover prescription drugs, dental illness, or wellness. Does cover accidents & illnesses, genetic & chronic conditions | 9.14 | click |
| Pets Best | Basic | $13.58 | $200 deductible. Cover accidents and illnesses to 80% Optional wellness coverage for additional fee. | 7.70 | click |
| Pethealth | Plus | $13.95 | $75 deductible. Covers select accidents and illnesses. Pays 100% of approved claim until cat is 8 years old, pays 80% thereafter. Euthanasia to $100. | 4.04 | click |
| PetFirst | Core Basic | $19.95 | $50 deductible for accidents and illnesses. Covers accidents and illnesses to $7,000; advertising & reward to $250; Kennel fees to $250; | 8.58 | click |
| Pet Assure | | $13.95 | Not insurance, but a membership plan where participating veterinarians & animal hospitals offer 25% discount to members | 7.15 | click |
| PurinaCare | Plus Preventive | $15.21 | $250 annual deductible. Pays 80% of eligible expenses after deductible and co-pay. Covers all accidents, illnesses and does not exclude hereditary conditions or behavior modification. This plan includes preventive care benefits such as spay/neuter, annual exams & vaccinations, and all flea and heartworm medication. | 9 | click |
| VPI | Superior | $15.67 | $50 deductible. Pays 90% of approved claim per Superior benefit schedule. Covers select accidents and illnesses. Additional cancer protection available. | 5.56 | click |
| Pethealth | Gold | $17.95 | $50-$75 deductible. Pays 70% - 100% of approved claim depending on monthly rate. Boarding Fees to $250. Finder's Reward to $150. Accidental Death Benefit - cost of pet. Double illness coverage available. | 4.04 | click |
| Pet Partners (AKC) | Essential | $18.00 | $125 deductible per incident; 10% copay | 4.93 | click |
| Embrace | Most Popular | $20.36+ | $200 annual deductible, 20% coinsurance, $10,000 annual maximum, no per incidence limits. Does not cover prescription drugs, dental illness, or wellness. Does cover accidents & illnesses, genetic & chronic conditions | 9.14 | click |
| PetFirst | Comprehensive Basic | $24.95 | $50 deductible for accidents and illnesses. Covers accidents and illnesses to $7,000; wellness and preventative care to $100; advertising & reward to $250; Kennel fees to $250; | 8.58 | click |
| Pethealth | Preferred | $21.95 | $100 deductible. Pays 70% of approved claim. Covers accidents & illnesses. Accidental Death Benefit to $500; Kennel Fees to $250; Lost pet assistance to $150; euthanasia to $100 | 4.04 | click |
| PetFirst | Core Preferred | $21.70 | $50 deductible for accidents and illnesses. Covers accidents and illnesses to $10,500; advertising & reward to $250; Kennel fees to $500; loss of pet to $250; trip cancellation due to surgery to $500 | 8.58 | click |
| Hartville | Value | 23.61 | $100 deductible. Covers accidents and illnesses to 80%; spaying and neutering; essential preventive care, rabies vaccination, free lost pet recovery tag and an annual physical exam. | 6.23 | click |
| Pets Best | First | $24.00 | $75 deductible. Cover accidents and illnesses to 80% Optional wellness coverage for additional fee. | 7.70 | click |
| Pet Partners (AKC) | Essential Plus | $26.25 | $125 deductible annually; 20% copay | 4.93 | click |
| PetFirst | Comprehensive Preferred | $29.95 | $50 deductible for accidents and illnesses. Covers accidents and illnesses to $10,500; wellness and preventative care to $220; advertising & reward to $250; Kennel fees to $500; loss of pet to $250; trip cancellation due to surgery to $500 | 8.58 | click |
| PetFirst | Core Preferred Plus | $33.70 | $50 deductible for accidents and illnesses. Covers accidents and illnesses to $12,000; advertising & reward to $400; Kennel fees to $500; loss of pet to $500; trip cancellation due to surgery to $500; burial or cremation to $100 | 8.58 | click |
| PetFirst | Comprehensive Preferred Plus | $41.95 | $50 deductible for accidents and illnesses. Covers accidents and illnesses to $12,000; wellness and preventative care to $220; advertising & reward to $400; Kennel fees to $500; loss of pet to $500; trip cancellation due to surgery to $500; burial or cremation to $100 | 8.58 | click |
| Embrace | Creme de la Creme | $42.99+ | $200 annual deductible, 10% coinsurance, $10,000 annual maximum, no per incidence limits. Covers accidents & illnesses, genetic & chronic conditions, prescription drugs, dental illness, and wellness | 9.14 | click |
| Pet Partners (AKC) | Wellness | $45.00 | $125 deductible annually; 20% copay. Includes wellness coverage, annual checkup, vaccinations, heartworm testing and prevention; parasite control and annual dental cleaning. | 4.93 | click |
| Hartville | Choice | 47.31 | $100 deductible. Covers accidents and illnesses to 80%; spaying and neutering; essential preventive care, rabies vaccination, free lost pet recovery tag; annual physical exam and dental cleaning. | 6.23 | click |
| Hartville | Best | $67.14 | $100 deductible. Covers accidents and illnesses to 80%; spaying and neutering; essential preventive care, rabies vaccination, free lost pet recovery tag; annual physical exam and dental cleaning; continual coverage for some chronic and long-term conditions that may have arisen in the previous policy year. | 6.23 | click |