| Insurer | Plan | Monthly rate | Features | User Rating | Contact |
| Pets Best | Accident B | $4.08 | $200 deductible. Cover accidents to 80% | 8.4 |
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| Pet Plan | Bronze | $4.97+ | Covers all accidents, injuries & illnesses inc. hereditary conditions for the life of the pet. $200 deductible, 90% claims reimbursement (100% reimb available for additional premium). | 9.2 |
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| Pet Plan | Silver | $5.30+ | Covers all accidents, injuries & illnesses inc. hereditary conditions for the life of the pet. $200 deductible, 90% claims reimbursement (100% reimb available for additional premium). | 9.2 |
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| Pet Plan | Gold | $5.61+ | Covers all accidents, injuries & illnesses inc. hereditary conditions for the life of the pet. $200 deductible, 90% claims reimbursement (100% reimb available for additional premium). | 9.2 |
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| Hartville | Accident Only | 6.99 | $100 deductible. Covers accidents to 80%. No illness coverage. All breeds eligible! | 7.8 |
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| Pethealth | Accident Only | $8.50 | $50 deductible. Covers select accidents only, no illness coverage. Pays 100% of selected accidents up to $200 per accident. | 4.7 |
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| Embrace | Budget Conscious | $8.38+ | $300 annual deductible, 20% coinsurance, $2,000 annual maximum, no per incident limits. Covers accidents & illnesses, genetic & chronic conditions. Does not cover take home prescription drugs, dental illness, or wellness. | 9.1 |
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| Pet Assure | | $7.95 | Not insurance, but a membership plan where participating veterinarians & animal hospitals offer 25% discount to members | 7.3 |
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| VPI | Standard | $9.83 | $50 deductible. Pays 90% of approved claim per Standard benefit schedule. Covers select accidents and illnesses. Additional cancer protection available. | 7.7 |
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| Pethealth | Indoor Cats | $9.95 | $200 deductible. Pays 100% of approved claims. Covergage of the most common and prevalent illnesses suffered by indoor cats. | 4.7 |
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| PurinaCare | Without Preventive Care | $10.41 | $250 annual deductible. Pays 80% of eligible expenses after deductible and co-pay. Covers all accidents, illnesses and does not exclude hereditary conditions or behavior modification. | 8.3 |
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| Hartville | Basic | $11.58 | $100 deductible. Covers accidents and illnesses to 80%; spaying and neutering; free lost pet recovery tag. | 7.8 |
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| Trupanion | Standard | $10.52+ | All policies pay 90% of your actual veterinary bill for any accident or illness, including hereditary and congenital conditions. Deductibles and premiums are adjustable to meet the pet owner’s needs and affordability. | 8.9 |
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| Embrace | Most Popular | $12.26+ | $300 annual deductible, 20% coinsurance, $5,000 annual maximum, no per incidence limits. Covers accidents & illnesses, genetic & chronic conditions, prescription drugs. Does not cover dental illness or wellness. | 9.1 |
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| Healthy Paws | Cats & Kittens | 12.29+ | Up to 90% of veterinary bill for any accident or illness, including hereditary and congenital conditions. Customizable. | 9.8 |
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| Pets Best | Basic | $13.58 | $200 deductible. Cover accidents and illnesses to 80% Optional wellness coverage for additional fee. | 8.4 |
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| Pethealth | Plus | $13.95 | $75 deductible. Covers select accidents and illnesses. Pays 100% of approved claim until cat is 8 years old, pays 80% thereafter. Euthanasia to $100. | 4.7 |
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| PurinaCare | Plus Preventive | $15.21 | $250 annual deductible. Pays 80% of eligible expenses after deductible and co-pay. Covers all accidents, illnesses and does not exclude hereditary conditions or behavior modification. This plan includes preventive care benefits such as spay/neuter, annual exams & vaccinations, and all flea and heartworm medication. | 8.3 |
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| VPI | Superior | $15.67 | $50 deductible. Pays 90% of approved claim per Superior benefit schedule. Covers select accidents and illnesses. Additional cancer protection available. | 7.7 |
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| Pethealth | Gold | $17.95 | $50-$75 deductible. Pays 70% - 100% of approved claim depending on monthly rate. Boarding Fees to $250. Finder's Reward to $150. Accidental Death Benefit - cost of pet. Double illness coverage available. | 4.7 |
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| Pet Partners (AKC) | Essential | $18.00 | $125 deductible per incident; 10% copay | 5.6 |
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| PetFirst | Core Basic | $19.95 | $50 deductible for accidents and illnesses. Covers accidents and illnesses to $7,000; advertising & reward to $250; Kennel fees to $250; | 7.9 |
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| Pethealth | Preferred | $21.95 | $100 deductible. Pays 70% of approved claim. Covers accidents & illnesses. Accidental Death Benefit to $500; Kennel Fees to $250; Lost pet assistance to $150; euthanasia to $100 | 4.7 |
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| PetFirst | Core Preferred | $21.70 | $50 deductible for accidents and illnesses. Covers accidents and illnesses to $10,500; advertising & reward to $250; Kennel fees to $500; loss of pet to $250; trip cancellation due to surgery to $500 | 7.9 |
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| Hartville | Value | 23.61 | $100 deductible. Covers accidents and illnesses to 80%; spaying and neutering; essential preventive care, rabies vaccination, free lost pet recovery tag and an annual physical exam. | 7.8 |
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| Pets Best | First | $24.00 | $75 deductible. Cover accidents and illnesses to 80% Optional wellness coverage for additional fee. | 8.4 |
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| PetFirst | Comprehensive Basic | $24.95 | $50 deductible for accidents and illnesses. Covers accidents and illnesses to $7,000; wellness and preventative care to $100; advertising & reward to $250; Kennel fees to $250; | 7.9 |
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| Pet Partners (AKC) | Essential Plus | $26.25 | $125 deductible annually; 20% copay | 5.6 |
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| Embrace | Creme de la Creme | $29.19+ | $200 annual deductible, 10% coinsurance, $5,000 annual maximum, no per incident limits. Covers accidents & illnesses, genetic & chronic conditions, prescription drugs, dental illness, and wellness. Does not cover dental illness. | 9.1 |
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| PetFirst | Comprehensive Preferred | $29.95 | $50 deductible for accidents and illnesses. Covers accidents and illnesses to $10,500; wellness and preventative care to $220; advertising & reward to $250; Kennel fees to $500; loss of pet to $250; trip cancellation due to surgery to $500 | 7.9 |
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| PetFirst | Core Preferred Plus | $33.70 | $50 deductible for accidents and illnesses. Covers accidents and illnesses to $12,000; advertising & reward to $400; Kennel fees to $500; loss of pet to $500; trip cancellation due to surgery to $500; burial or cremation to $100 | 7.9 |
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| PetFirst | Comprehensive Preferred Plus | $41.95 | $50 deductible for accidents and illnesses. Covers accidents and illnesses to $12,000; wellness and preventative care to $220; advertising & reward to $400; Kennel fees to $500; loss of pet to $500; trip cancellation due to surgery to $500; burial or cremation to $100 | 7.9 |
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| Trupanion | Premium | $42.62+ | $200 deductible. Pays 90% of approved claims. Also covers alternative therapies. Boarding fees to $500, trip cancel to $1000, advertising & reward to $500 and cremation/burial costs to $100. | 8.9 |
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| Pet Partners (AKC) | Wellness | $45.00 | $125 deductible annually; 20% copay. Includes wellness coverage, annual checkup, vaccinations, heartworm testing and prevention; parasite control and annual dental cleaning. | 5.6 |
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| Hartville | Choice | 47.31 | $100 deductible. Covers accidents and illnesses to 80%; spaying and neutering; essential preventive care, rabies vaccination, free lost pet recovery tag; annual physical exam and dental cleaning. | 7.8 |
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| Hartville | Best | $67.14 | $100 deductible. Covers accidents and illnesses to 80%; spaying and neutering; essential preventive care, rabies vaccination, free lost pet recovery tag; annual physical exam and dental cleaning; continual coverage for some chronic and long-term conditions that may have arisen in the previous policy year. | 7.8 |
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