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InsurerPlanMonthly rateFeaturesUser RatingContact
Healthy PawsCats & Kittens12.29+Up to 90% of veterinary bill for any accident or illness, including hereditary and congenital conditions. Customizable. 9.8
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Pet PlanSilver$5.30+Covers all accidents, injuries & illnesses inc. hereditary conditions for the life of the pet. $200 deductible, 90% claims reimbursement (100% reimb available for additional premium).9.2
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Pet PlanBronze$4.97+Covers all accidents, injuries & illnesses inc. hereditary conditions for the life of the pet. $200 deductible, 90% claims reimbursement (100% reimb available for additional premium).9.2
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Pet PlanGold$5.61+Covers all accidents, injuries & illnesses inc. hereditary conditions for the life of the pet. $200 deductible, 90% claims reimbursement (100% reimb available for additional premium).9.2
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EmbraceBudget Conscious$8.38+$300 annual deductible, 20% coinsurance, $2,000 annual maximum, no per incident limits. Covers accidents & illnesses, genetic & chronic conditions. Does not cover take home prescription drugs, dental illness, or wellness.9.2
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EmbraceMost Popular$12.26+$300 annual deductible, 20% coinsurance, $5,000 annual maximum, no per incidence limits. Covers accidents & illnesses, genetic & chronic conditions, prescription drugs. Does not cover dental illness or wellness. 9.2
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EmbraceCreme de la Creme$29.19+$200 annual deductible, 10% coinsurance, $5,000 annual maximum, no per incident limits. Covers accidents & illnesses, genetic & chronic conditions, prescription drugs, dental illness, and wellness. Does not cover dental illness.9.2
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TrupanionStandard$10.52+All policies pay 90% of your actual veterinary bill for any accident or illness, including hereditary and congenital conditions. Deductibles and premiums are adjustable to meet the pet owner’s needs and affordability.9
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TrupanionPremium$42.62+$200 deductible. Pays 90% of approved claims. Also covers alternative therapies. Boarding fees to $500, trip cancel to $1000, advertising & reward to $500 and cremation/burial costs to $100.9
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Pets BestAccident B$4.08$200 deductible. Cover accidents to 80%8.7
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Pets BestFirst$24.00$75 deductible. Cover accidents and illnesses to 80% Optional wellness coverage for additional fee.8.7
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Pets BestBasic$13.58$200 deductible. Cover accidents and illnesses to 80% Optional wellness coverage for additional fee.8.7
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PetFirstComprehensive Basic$24.95$50 deductible for accidents and illnesses. Covers accidents and illnesses to $7,000; wellness and preventative care to $100; advertising & reward to $250; Kennel fees to $250;7.5
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PetFirstComprehensive Preferred$29.95$50 deductible for accidents and illnesses. Covers accidents and illnesses to $10,500; wellness and preventative care to $220; advertising & reward to $250; Kennel fees to $500; loss of pet to $250; trip cancellation due to surgery to $5007.5
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PetFirstComprehensive Preferred Plus$41.95$50 deductible for accidents and illnesses. Covers accidents and illnesses to $12,000; wellness and preventative care to $220; advertising & reward to $400; Kennel fees to $500; loss of pet to $500; trip cancellation due to surgery to $500; burial or cremation to $1007.5
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PetFirstCore Basic$19.95$50 deductible for accidents and illnesses. Covers accidents and illnesses to $7,000; advertising & reward to $250; Kennel fees to $250;7.5
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PetFirstCore Preferred$21.70$50 deductible for accidents and illnesses. Covers accidents and illnesses to $10,500; advertising & reward to $250; Kennel fees to $500; loss of pet to $250; trip cancellation due to surgery to $5007.5
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PetFirstCore Preferred Plus$33.70$50 deductible for accidents and illnesses. Covers accidents and illnesses to $12,000; advertising & reward to $400; Kennel fees to $500; loss of pet to $500; trip cancellation due to surgery to $500; burial or cremation to $1007.5
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HartvilleBest$67.14$100 deductible. Covers accidents and illnesses to 80%; spaying and neutering; essential preventive care, rabies vaccination, free lost pet recovery tag; annual physical exam and dental cleaning; continual coverage for some chronic and long-term conditions that may have arisen in the previous policy year.8
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HartvilleBasic$11.58$100 deductible. Covers accidents and illnesses to 80%; spaying and neutering; free lost pet recovery tag.8
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HartvilleChoice47.31$100 deductible. Covers accidents and illnesses to 80%; spaying and neutering; essential preventive care, rabies vaccination, free lost pet recovery tag; annual physical exam and dental cleaning.8
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HartvilleAccident Only6.99$100 deductible. Covers accidents to 80%. No illness coverage. All breeds eligible!8
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HartvilleValue23.61$100 deductible. Covers accidents and illnesses to 80%; spaying and neutering; essential preventive care, rabies vaccination, free lost pet recovery tag and an annual physical exam.8
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VPISuperior$15.67$50 deductible. Pays 90% of approved claim per Superior benefit schedule. Covers select accidents and illnesses. Additional cancer protection available.7.8
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VPIStandard$9.83$50 deductible. Pays 90% of approved claim per Standard benefit schedule. Covers select accidents and illnesses. Additional cancer protection available.7.8
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Pet Assure$7.95Not insurance, but a membership plan where participating veterinarians & animal hospitals offer 25% discount to members6.4
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Pet Partners (AKC)Essential$18.00$125 deductible per incident; 10% copay5.8
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Pet Partners (AKC)Wellness$45.00$125 deductible annually; 20% copay. Includes wellness coverage, annual checkup, vaccinations, heartworm testing and prevention; parasite control and annual dental cleaning.5.8
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Pet Partners (AKC)Essential Plus$26.25$125 deductible annually; 20% copay5.8
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PethealthAccident Only$8.50$50 deductible. Covers select accidents only, no illness coverage. Pays 100% of selected accidents up to $200 per accident.4.8
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PethealthPlus$13.95$75 deductible. Covers select accidents and illnesses. Pays 100% of approved claim until cat is 8 years old, pays 80% thereafter. Euthanasia to $100.4.8
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PethealthPreferred$21.95$100 deductible. Pays 70% of approved claim. Covers accidents & illnesses. Accidental Death Benefit to $500; Kennel Fees to $250; Lost pet assistance to $150; euthanasia to $1004.8
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PethealthGold$17.95$50-$75 deductible. Pays 70% - 100% of approved claim depending on monthly rate. Boarding Fees to $250. Finder's Reward to $150. Accidental Death Benefit - cost of pet. Double illness coverage available.4.8
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PethealthIndoor Cats$9.95$200 deductible. Pays 100% of approved claims. Covergage of the most common and prevalent illnesses suffered by indoor cats.4.8
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Premiums shown are the lowest prices available. Actual premiums quoted may be higher due to your pet's age, breed or zip code.