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US Pet Insurers
Hartville
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competing pet insurers

InsurerPlanMonthly rateFeaturesUser RatingContact
Pets BestAccident B$4.08$200 deductible. Cover accidents to 80%8click
Pet PlanBronze$4.97+Covers all accidents, injuries & illnesses inc. hereditary conditions for the life of the pet. $200 deductible, 90% claims reimbursement (100% reimb available for additional premium).9.3click
Pet PlanSilver$5.30+Covers all accidents, injuries & illnesses inc. hereditary conditions for the life of the pet. $200 deductible, 90% claims reimbursement (100% reimb available for additional premium).9.3click
Pet PlanGold$5.61+Covers all accidents, injuries & illnesses inc. hereditary conditions for the life of the pet. $200 deductible, 90% claims reimbursement (100% reimb available for additional premium).9.3click
HartvilleAccident Only6.99$100 deductible. Covers accidents to 80%. No illness coverage. All breeds eligible!7click
PethealthAccident Only$8.50$50 deductible. Covers select accidents only, no illness coverage. Pays 100% of selected accidents up to $200 per accident.4.4click
VPIStandard$9.83$50 deductible. Pays 90% of approved claim per Standard benefit schedule. Covers select accidents and illnesses. Additional cancer protection available.6.9click
PethealthIndoor Cats$9.95$200 deductible. Pays 100% of approved claims. Covergage of the most common and prevalent illnesses suffered by indoor cats.4.4click
PurinaCareWithout Preventive Care$10.41$250 annual deductible. Pays 80% of eligible expenses after deductible and co-pay. Covers all accidents, illnesses and does not exclude hereditary conditions or behavior modification. 8.5click
EmbraceBudget Conscious$9.88+$200 annual deductible, 20% coinsurance, $2,000 annual maximum, no per incidence limits. Does not cover prescription drugs, dental illness, or wellness. Does cover accidents & illnesses, genetic & chronic conditions9.2click
HartvilleBasic$11.58$100 deductible. Covers accidents and illnesses to 80%; spaying and neutering; free lost pet recovery tag.7click
TrupanionStandard$10.52+All policies pay 90% of your actual veterinary bill for any accident or illness, including hereditary and congenital conditions. Deductibles and premiums are adjustable to meet the pet owner’s needs and affordability.8.7click
EmbraceMost Popular$12.58+$200 annual deductible, 20% coinsurance, $5,000 annual maximum, no per incidence limits. Does not cover prescription drugs, dental illness, or wellness. Does cover accidents & illnesses, genetic & chronic conditions9.2click
Healthy PawsCats & Kittens12.29+Up to 90% of veterinary bill for any accident or illness, including hereditary and congenital conditions. Customizable. 10click
Pets BestBasic$13.58$200 deductible. Cover accidents and illnesses to 80% Optional wellness coverage for additional fee.8click
PethealthPlus$13.95$75 deductible. Covers select accidents and illnesses. Pays 100% of approved claim until cat is 8 years old, pays 80% thereafter. Euthanasia to $100.4.4click
Pet Assure$13.95Not insurance, but a membership plan where participating veterinarians & animal hospitals offer 25% discount to members7.2click
VPISuperior$15.67$50 deductible. Pays 90% of approved claim per Superior benefit schedule. Covers select accidents and illnesses. Additional cancer protection available.6.9click
PurinaCarePlus Preventive$15.21$250 annual deductible. Pays 80% of eligible expenses after deductible and co-pay. Covers all accidents, illnesses and does not exclude hereditary conditions or behavior modification. This plan includes preventive care benefits such as spay/neuter, annual exams & vaccinations, and all flea and heartworm medication.8.5click
PethealthGold$17.95$50-$75 deductible. Pays 70% - 100% of approved claim depending on monthly rate. Boarding Fees to $250. Finder's Reward to $150. Accidental Death Benefit - cost of pet. Double illness coverage available.4.4click
Pet Partners (AKC)Essential$18.00$125 deductible per incident; 10% copay4.9click
PetFirstCore Basic$19.95$50 deductible for accidents and illnesses. Covers accidents and illnesses to $7,000; advertising & reward to $250; Kennel fees to $250;8.4click
PethealthPreferred$21.95$100 deductible. Pays 70% of approved claim. Covers accidents & illnesses. Accidental Death Benefit to $500; Kennel Fees to $250; Lost pet assistance to $150; euthanasia to $1004.4click
PetFirstCore Preferred$21.70$50 deductible for accidents and illnesses. Covers accidents and illnesses to $10,500; advertising & reward to $250; Kennel fees to $500; loss of pet to $250; trip cancellation due to surgery to $5008.4click
HartvilleValue23.61$100 deductible. Covers accidents and illnesses to 80%; spaying and neutering; essential preventive care, rabies vaccination, free lost pet recovery tag and an annual physical exam.7click
Pets BestFirst$24.00$75 deductible. Cover accidents and illnesses to 80% Optional wellness coverage for additional fee.8click
PetFirstComprehensive Basic$24.95$50 deductible for accidents and illnesses. Covers accidents and illnesses to $7,000; wellness and preventative care to $100; advertising & reward to $250; Kennel fees to $250;8.4click
Pet Partners (AKC)Essential Plus$26.25$125 deductible annually; 20% copay4.9click
PetFirstComprehensive Preferred$29.95$50 deductible for accidents and illnesses. Covers accidents and illnesses to $10,500; wellness and preventative care to $220; advertising & reward to $250; Kennel fees to $500; loss of pet to $250; trip cancellation due to surgery to $5008.4click
EmbraceCreme de la Creme$31.73+$200 annual deductible, 10% coinsurance, $5,000 annual maximum, no per incidence limits. Covers accidents & illnesses, genetic & chronic conditions, prescription drugs, dental illness, and wellness9.2click
PetFirstCore Preferred Plus$33.70$50 deductible for accidents and illnesses. Covers accidents and illnesses to $12,000; advertising & reward to $400; Kennel fees to $500; loss of pet to $500; trip cancellation due to surgery to $500; burial or cremation to $1008.4click
PetFirstComprehensive Preferred Plus$41.95$50 deductible for accidents and illnesses. Covers accidents and illnesses to $12,000; wellness and preventative care to $220; advertising & reward to $400; Kennel fees to $500; loss of pet to $500; trip cancellation due to surgery to $500; burial or cremation to $1008.4click
Pet Partners (AKC)Wellness$45.00$125 deductible annually; 20% copay. Includes wellness coverage, annual checkup, vaccinations, heartworm testing and prevention; parasite control and annual dental cleaning.4.9click
HartvilleChoice47.31$100 deductible. Covers accidents and illnesses to 80%; spaying and neutering; essential preventive care, rabies vaccination, free lost pet recovery tag; annual physical exam and dental cleaning.7click
HartvilleBest$67.14$100 deductible. Covers accidents and illnesses to 80%; spaying and neutering; essential preventive care, rabies vaccination, free lost pet recovery tag; annual physical exam and dental cleaning; continual coverage for some chronic and long-term conditions that may have arisen in the previous policy year.7click

Premiums shown are the lowest prices available. Actual premiums quoted may be higher due to your pet's age, breed or zip code.