Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


July 01, 2026

Impressive customer service at a stressful time

When our beloved feral rescue cat from Syria got seriously sick (we thought we were going to lose her), we were so grateful to have Trupanion's rapid response to payment approval - truly impressive. In such a stressful time, it was a relief not to worry about vet bills.

Insurer: Trupanion Canada

By: Fiona Bamforth

July 01, 2026

Easy to Sign up, good coverage for my Pup

Easy to Sign up, good coverage for my new puppy!

Insurer: MetLife

By: Steven Edwards

July 01, 2026

Excellent Insurance

Before we got our present puppy we decided we would have insurance for her. Vet bills have become so expensive now. I spent days researching all the different insurance policies available and decided Pets Best was the best one for us. Chrissy is now 2 and 1/2 years old and we got insurance on her right from the start. We have never regretted our choice. Pets Best helps with yearly exams, lab work, vaccinations, flea and tick medicine, dental as well as catastrophic bills. Dental was especially important to me because she is a Maltese-Yorkie and later in life their teeth and gums become horrible. It’s so easy to file a claim. You take a photo of your invoice and send it with your claim and 3-4 days later Pets Best deposits your money straight into your checking account. It couldn’t be easier. You also get your EOB through your email and it’s very easy to read. We are very happy with Pets Best. This insurance is correctly named!

Insurer: Pets Best

Veterinarian: Candor Animal Care P.C.

By: Layne

Useful
July 01, 2026

Run from Pets Worst ( Best)

Evasive claim practices utilizing the “ keep asking for more documentation “ until you get so frustrated, you just accept the denial. My claim took over 90 days and cancelled after their process. I asked the customer service representative to review the countless calls and emails to improve their organization.

Insurer: Pets Best

By: Michael

Useful
July 01, 2026

So Thankful for Pet Insurance!

We chose to sign up for Pets Best insurance when our dog was a puppy and it was a great decision. At 14 months, she was diagnosed with immune-mediated polyarthritis (IMPA) which has required multiple medications, specialist vet visits, and rehab. We are able to provide what she needs much more easily because our Pets Best insurance covers much of her medical costs. We are so thankful we made the decision to get pet insurance before we ever needed it!

Insurer: Pets Best

Veterinarian: BluePearl Pet Hospital

By: Naomi

Useful
July 01, 2026

Baby Oliver

My six-month-old puppy had to have his right eye removed, which was absolutely devastating. I’m so grateful that I decided to enroll him in Pet's Best Insurance when he was just four weeks old. During such a difficult time, the claim process was incredibly easy and straightforward, which was one less thing to worry about while caring for my sick baby. I truly appreciate the support and peace of mind Pet's Best provided when we needed it most.

Insurer: Pets Best

Veterinarian: Las Vegas Veterinary Specialty Center

By: Rochelle

Useful
July 01, 2026

Fast Claims Processing and Auto Deposit

"I was very pleased with the FAST processing, and deposit into my bank account, of my last few claims. I am far less stressed handling my dog's medical issues when I know that Pets Best is standing behind us with highly professional and caring assistance with our medical claims. "

Insurer: Pets Best

Veterinarian: Mid Island Animal Hospital

By: Peter

Useful
July 01, 2026

The process is straight forward

The process is straight forward. I've had no issues to date. I have 4 cats on the plan and having this insurance is very helpful and does give me some peace of mind. Thank you. Minor H.

Insurer: Spot

By: Minor Hamilton

July 01, 2026

Avoid Pets Best

Avoid Pets Best. Dealing with their claims department for my two German Shepherds is completely exhausting. Both dogs have chronic hip dysplasia and osteoarthritis. Despite their treatments being identical for over a year, Pets Best demands a mountain of repetitive medical records every single week. Their system is total chaos: • Denials & Delays: Denied coverage for simple acupuncture/B-12 injections -mentioning aquapunture according with tehm, but B-12 is free, no cost, they deneid $180/pet and took over 9 months to reimburse an Arthramid injection. • Portal Mess: Flooded with duplicate claims that suddenly drop to ZERO due to internal administrative errors. • Incompetence: My dogs see world-class vets at UC Davis Veterinary Hospital. Pets Best adjusters claim they "don’t understand" university billing systems and complain because both pets are itemized on the same statement. Shck wave treament treated as holistic with proven published scientific records increased mobility

Insurer: Pets Best

By: Elizabeth Arias Bohart

July 01, 2026

Quick to respond to claims

Quick to respond to claims. All around great company

Insurer: Pumpkin

By: Tammy

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