Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


July 01, 2026

Why did we not get insurance sooner

Why did we not get insurance sooner! From submitting the claim to getting paid the process was completely fast and simple. No going back and forth. Thanks so much for giving me peace of mind! I have all three of my miniature dachshunds insured with Pumpkin and could not feel better about it!

Insurer: Pumpkin

By: Sharon

July 01, 2026

It was simple to make a claim online…

It was simple to make a claim online for my dog, Casey. I submitted all the necessary documents from her emergency surgery and within 10 days I received a $5000 automatic deposit into my bank account. No questions asked. Very easy process!

Insurer: Spot

By: Kathryn Symonds

July 01, 2026

Processing claims are very simple.

Processing claims are very simple.

Insurer: Spot

By: Christine928

July 01, 2026

No phone number/ no claim

This company (Many Pets) has shut down its phone number, only responds to emails with an automatic reply that they received your message. They won’t pay out on a claim and there is no way to actually get ahold of anyone about it. Do NOT get this insurance!

Insurer: ManyPets

By: PAIGE LEVEN

July 01, 2026

Dependable

We have a dog with numerous health issues. Pets Best has been there with coverage through it all. Best insurance we have ever had.

Insurer: Pets Best

Veterinarian: Companion Animal Hospital

By: Marcy

Useful
July 01, 2026

The claim went smoothly after my best…

The claim went smoothly after my best friend passed. They sent their condolences and even called to check in my which was very nice.

Insurer: Spot

By: Jennifer

July 01, 2026

I communicated with Spot before our…

I communicated with Spot before our sweet girl's surgery and a representative spent a lot of time explaining everything to me and how it would all work to ensure I knew exactly what to do and expect. She even recommended I submit my estimate to have it reviewed beforehand to get an expectation of reimbursement. I submitted my claim on the 18th and it was approved and direct deposited by the 30th. It was exactly as I anticipated down to the penny. I was very pleased with my experience.

Insurer: Spot

By: Krystal

July 01, 2026

Super satisfied with spot

Super satisfied with spot. Both times I had emergencies they covered the claims and paid fairly quickly. Also when needed customer support the person was very helpful and friendly. Would 100% recommend

Insurer: Spot

By: Laryssa Spuldaro de Oliveira

July 01, 2026

Trash Insurance

I’ve been with Healthy Paws since my dog was under a year old—he’s now five. In that entire time, I’ve only submitted one claim, and it was processed without any issues. Despite being a low‑risk customer with almost no claims history, my monthly premium has increased repeatedly, climbing from $34.08 to $73.52. That’s more than double the original cost. The constant price hikes are completely unjustified, especially when you’re barely using the coverage. I recommend avoiding this company and looking for a better provider.

Insurer: Healthy Paws

By: Tom B

July 01, 2026

Easy claims!

They make filing. claim super easy and reimbursements are added quickly.

Insurer: Pets Best

By: Amy Rozman

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