Pets Plus Us | Pet Insurance Review

4.0

out of 5

Number of reviews 884

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! Learn more about Pets Plus Us plan options, read customer reviews, and get a quote so you can make an informed choice about your pet insurance provider. *Blue Ribbon Benefits not available in Quebec.
1

out of 5

POSTED: | BY: M

Exorbitant Premium Increases & Poor Customer Service

Do not purchase insurance from this company. We have just received a 130% increase in the cost of our monthly premiums with no warning and no explanation. We are now paying $300 a month! When we reached out to the company with concerns we were greeted with stall tactics, template emails, and claims that they could not answer basic questions about why the premium increased because that information was “proprietary”. We were basically told that our only options were to pay this exorbitant price or give up our insurance-after paying into the policy for over 13 years. Pet owners purchase insurance when their pets are young and healthy because they want the security of coverage as their pets age and become more likely to require veterinary care. If premiums can increase to this extent precisely when a pet reaches its senior years, it raises serious concerns about the value and reliability of the policy.
1

out of 5

POSTED: | BY: Marilou

A Money Grab

Like many others who have reviewed previously, I would also caution against insuring your pet with this company. My 2 year old Pomeranian was in need of emergency care and the whole claim was denied due to the fact a vet years ago had looked at his paws as a matter of routine observation. Nothing wrong, no treatment. Two days ago, he had a minute piece of shell wedged in between his toes. Painful, but easily rectified for $578CAN. The claim with PPU was denied immediately. I am OUT.
5

out of 5

VETERINARIAN: Pets R Us Commerce City

POSTED: | BY: H

Grateful!

Our cat, Prince, was diagnosed around 2019 with kidney failure. Dr. Soliman and her staff have helped us keep him alive, thriving, and happy all these years. We are grateful for this knowledgeable, well-connected, and caring Veterinarian.
1

out of 5

POSTED: | BY: c

Very Disappointing

We have been with pets plus us since our dog was a puppy - she is now 10. no major claims. Of the ones that I've submitted lately, no reimbursements were issued. They take co-pay amounts out first to reduce the amount that can be used against deductible...making it harder to reach your deductible obligations - meaning that the $500 deductible is only eliminated after 6 or 700 in claims. so bottom line: over $1400 per year in payments plus $6-700 deductible and copay nonsense means over $2000 per year and still no sign of reimbursement. I'm very disappointed in the service to date and would never sign on with them again. I'm definitely not signing my new puppy up with them.
1

out of 5

POSTED: | BY: Annette

Please don't waste your time.

I was forced to go with the company after they bought out PC insurance. I have been with them for 11 years and 3 animals. They recently raised my price over $150 dollars per month/per pet. The reason? because I was paying a low amount! They stated I could change my policy but nothin pre-existing would be covered. How they consider anything pre-existing, I don't know as THEY'RE my insurance provider. I refuse to give another greedy company money. So disappointed in the money hungry practices.

Monthly Cost

Monthly costs vary based on your pet’s species, age, and location, as well as your chosen plan. Customize coverage to suit your pet’s needs and your budget.

Coverage

You have a co-pay of 10%, 20% or 30%. The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.

Payout Limits

Annual limit of $5,000 in Accident Only coverage, or $7,500 or $15,000 in Accident & Illness coverage annually, depending on your chosen plan.

Deductible

$100 – $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illnesses.

Exclusions

All pet insurance plans have limitations and exclusions. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim. What’s not covered: Dental care Reproductive health Experimental treatments Wellness or preventative care, unless a Flex Care plan is added For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides
Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! *Blue Ribbon Benefits not available in Quebec. Check Pets Plus Us out on Instagram, Facebook, and Twitter. Pets Plus Us Pet Insurance policies are underwritten by Northbridge Insurance and distributed by PTZ Insurance Services Ltd. & Société d’Assurances Collectives (Sodaco) Inc. in Quebec.

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