Price Satisfaction
Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.
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Review
I was skeptical at first, but I have a new rescue puppy that has had several medical escapades and Met life made the claims easy, covered them for the most part. The neutering was definitely not cost effective since I live in Alaska and the cost averages $1000, but everything else has been easy and straightforward.
Insurer: MetLife
By: Bobbie
Easy Onboarding
Easy onboarding process, customizable, and affordable. Peace of mind for your pet.
Insurer: Prudent Pet
By: baguzman
100% recommend.
I have two miniature dachshunds. My They are 15 and 16 years old this year. Trupanion has literally saved my dogs' lives since they came to my life. Having chosen Trupanon among other insurance was the best decision I made. Thank you Trupanion and I 100% recommend.
Insurer: Trupanion
By: Aya
The best way to protect my fur-baby…
The best way to protect my fur-baby during challenging medical times. Veterinary care is such a huge need but very expensive when it has to be paid out of pocket. Trupanion makes a huge difference and it truly provides peace of mind. THANK YOU!!!
Insurer: Trupanion
By: Karla
My premium went up over $40
My premium went up over $40. When I called to cancel my policy there wasn’t an attempt to retain my business. We have been fortunate and not really had any claims in the past three years outside of routine that visits for vaccinations I would strongly urge people not to sign up for routine medical care.
Insurer: Pets Best
By: Dana Williams
Trupanion makes you worry less about…
Trupanion makes you worry less about your pets health care, knowing that whatever the condition they will step in and cover part of the expense.
Insurer: Trupanion
By: Arlene
The speed of the approval was amazing
The speed of the approval was amazing, and more of the procedure cost was covered than expected!
Insurer: Trupanion
By: Taylor
Trupanion was fast as lightning…
Trupanion was fast as lightning approving the claims for our pup’s cruciate tear and TPLO. This company is a lifesaver!! I am so glad I switched to them a couple of years ago. Thank you Trupanion!!!
Insurer: Trupanion
By: Brittany Rivera
Do NOT bother with FIgo
TLDR: not at all worth your money, get a high yield savings account instead. Update, as I'm not interested in the typical marketing tactic of "contact us 1:1 offline" -- I'd like to share some math and correct a few figures I admit I got wrong in my original review: I canceled my Figo policy after two and a half years and ran the numbers on what it actually cost me. From December 2023 to July 2026, I paid Figo $1,655.40. Figo reimbursed a total of $70 for one annual vet visit in 2025 and $40 toward a $400 diagnostic bill when my dog was being tested for cancer. That's $110 total, about a 6.6% return on what I paid over my policy. My rate also went up twice with no added coverage — from $41.32/month to $54.30, then to $61.62, a 49% increase in two years. My dog's actual annual checkups run $70–$100, so I ended up paying about the same each month as my annual vet visit. When a 'real' bill came (~$400 for a cancer screening + some other tests), Figo covered $40 of it. I had a second opinion appointment a few weeks later for another $340 and didn't even bother filing that claim, because at that point it was clear the payout wasn't coming with the policy I had been paying into. If I'd put that same money in a high-yield savings account instead, I'd have close to $2k accessible, for exactly the kind of emergency vet bill insurance is supposed to help with. Instead I paid over $1,500 for $110 back. Do the math on your own policy before you renew. For me, it wasn't even close. Original Review: My dog is dying of cancer at only 6 years old, and he's been perfectly healthy until now. When I finally needed Figo to actually help, they covered $40 of a $400 vet bill after I'd paid $65/month faithfully. I would've been financially and emotionally better off never signing up. Figo is just further proof insurance is a predatory scam. If you're a responsible pet owner trying to plan ahead, save your money and put it in a savings account instead. At least then it's actually there when your pet needs it. I'm closing my account and telling everyone I know to steer clear.
Insurer: Figo
By: Craig Tierney
Policy premiums increase
Trupanion has been good to us and our pet . However , do not be fooled by the claim that the premiums do not increase as the dog ages or amount of claims submitted . My bill has increased 147% over a 7 year span. They also say it’s driven by the cost to treat your breed in the area. However I’ve had my dog in several vets throughout the country . Not one specific vet .
Insurer: Trupanion
By: Brandon