Price Satisfaction

Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.

23,468 total


July 08, 2026

Be Aware!

Be Aware! We have had Fetch insurance for a year now, and we just received our renewal notice with a 55% increase. After doing some research, I discovered that pet insurance companies often trap you once you join because you cannot switch to a different company if your dog has preexisting issues. Since our dog has developed allergies, we are now forced to either pay the 55% increase or lose coverage entirely. I truly believe they lowball the rate for the first year and trap you from that point on. Please make sure you ask all the right questions before getting insurance with this company.

Insurer: Fetch

By: RRWE

July 08, 2026

Fast service

My cat had an accident. She is okay now. We got refund by Mail in a week after the claim approved by email.

Insurer: Spot

By: Alice

July 08, 2026

Great experience

Great experience, great pet coverage for a wonderful price.

Insurer: MetLife

By: Melanie Girard

July 08, 2026

I highly recommend Pets Best

I highly recommend Pets Best. Over the past few years, my dog faced multiple severe health crises, racking up tens of thousands of dollars in veterinary bills. Pets Best stepped up every single time, seamlessly covering her treatment and recovery costs. They eliminated the financial stress of emergency vet care, and I am incredibly grateful for their reliable coverage.

Insurer: Pets Best

By: Eva B.

July 08, 2026

I've been with Healthy Paws for 10…

I've been with Healthy Paws for 10 years, and every single year they've increased my premiums. At some point, they got very egregious with the scaling. In the past three years alone, it went from $60 to $100 to $140. Now what they want to do is reduce my bill by $5, but reduce my coverage significantly. They are going from a $250 deductible to a $500 deductible and from 90% coverage to 70% coverage for $5 a month in savings. This is absolutely nuts.

Insurer: Healthy Paws

By: EnviousLeaf

July 08, 2026

4/5 stars

4/5 stars. This 30 per paycheck for pet insurance is about 30-50 dollars less yearly than lemonade. heres hoping when i submit for reimbursement everything goes smoothly.

Insurer: Nationwide

By: Ethan B

July 08, 2026

Absolutely pathetic

Absolutely pathetic. I cancelled Figo after having them for 1-2 years, religiously paying my premiums for my two dogs. I submitted a claim for one of my dogs who had a small pimple sized growth on her hind leg. A month ago it started bothering her and the vet treated it, doing a biopsy to make sure it wasn’t cancerous. Because this small pimple was there prior to coverage(but the problem arose during coverage), Figo denied the claim. They are disgraceful money grabbers.

Insurer: Figo

By: Anthony Matthes

July 08, 2026

BE AWARE!

We have had Fetch insurance for a year now, and we just received our renewal notice with a 55% increase. After doing some research, I discovered that pet insurance companies often trap you once you join because you cannot switch to a different company if your dog has preexisting issues. Since our dog has developed allergies, we are now forced to either pay the 55% increase or lose coverage entirely. I truly believe they lowball the rate for the first year and trap you from that point on. Please make sure you ask all the right questions before getting insurance with this company.

Insurer: Fetch

By: Zoie

Useful
July 08, 2026

Very satisfied

Very satisfied, My pittie Freddie tore a ligament in his leg, surgery, xrays were $9,000, I summited invoices, with few days money was sent to my checking account, such a relieve, paid my charge card yeah

Insurer: Healthy Paws

By: Tracey Hale

July 08, 2026

DO NOT BUY PET INSURANCE FROM THEM!

At first, I was thrilled to get pet insurance with Trupanion (through Chewy) and the policy I purchased, which is the highest tiered one, seemed amazing. Before I purchased it, I read through all the policy documents and I even printed out a copy for reference. After I paid for the policy, I patiently waited and completed the "waiting period" before the policy kicked in and became effective. All of this took place around February (I believe) or March. After the waiting period lapsed, I proceeded to take advantage of the insurance when I had to take my dog to the vet, mostly routine check ups and vaccinations. The policy even included the ability to request reimbursement for my pet's medication as long as it met the requirements. After a couple of months, I attempted to cancel the policy because I was experiencing financial hardship and I could no longer afford the $107 plus monthly premium. When I called to cancel the policy, I was told that in order to cancel it, I would have to repay all the money I received from the claims I filed, which amounted to about $277 and change or somewhere around that. I commented that I just said I could no longer afford the $107 monthly premiums but you want me to repay $200 some back? They justified this by explaining that I would have to have paid an amount in monthly premiums equal to the amount of my claims in order to not owe anything, despite me paying the monthly premiums on time, in full, every time. In addition, I re-read the policy paperwork I printed out for reference and as far as I can see, there is no mention of having to repay all the money I received from the claims I filed. I was also told that if I didn't repay all the money back with in three days of canceling, I will automatically be sent to collections. Frustratingly, I rescinded my request to end the policy and continued paying the premiums for another month (which put me in an even worse financial position). When the next month rolled around, I ended up re-homing my dog for the same reason, financial hardship. I called Trupanion again and explained that I no longer had the dog so I won't need the policy anymore. They immediately canceled the policy but didn't mention the repayment at all, so I assumed the situation called for waiving the requirement to pay all the money back. Sadly, that wasn't the case and they've been attempting to collect from my account, but since there's no money in it, it's been declined every time. Luckily I don't get charged NSF fees from the company I have the card through (Paypal). They've been attempting to collect that $271 and change (or whatever the exact amount is) for several days now, so I decided to close that card and get a new card with a new number. I strongly urge anyone and evreryone TO STEER CLEAR FROM THIS PET INSURANCE COMPANY!!! They're just another money hungry business that does not care what your situation is, they just want their money in whatever way they can get it. DO NOT BUY YOUR PET INSURANCE FROM THEM!!!!

Insurer: Trupanion

By: Lyonell

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