Customer Service

Find out how pet insurance companies treat their customers. These reviews highlight the quality of support, communication, responsiveness, and how well companies resolve issues for pet owners.

76,980 total


February 14, 2026

We have been with Healthy Paws for ove 10yrs

Healthy Paws has been our furry companions insurance for over 10 years and with a couple of dogs. Everyone we have dealt with has been very compassionate and helpful. I would highly recommend it to everyone. The quality of care, ease of filing a claim and receiving payment is amazing!

Insurer: Healthy Paws

By: Lorna Lefler

February 14, 2026

Figo is professional and caring

We found the process of submitting claims easy and the quick response quite timely. Also, the understanding of the situation at the end was caring and helpful.

Insurer: Figo

By: Loretta Murphy

February 14, 2026

Spot came through when I really needed…

Spot came through when I really needed them ! I submitted my claim and was able to watch my claim as moved through the process! Customer support was very helpful. Very happy with Spot pet insurance

Insurer: Spot

By: Spencer Whaley

February 13, 2026

Beware of Embrace Pet Insurance – Inconsistent Claims, Shifting Denials, and Impossible Exclusions

I’m sharing my experience so other pet owners can make an informed decision before choosing Embrace. At first, Embrace seemed fine. They approved several claims for my cat’s GI issues, parasite treatment, suspected FIP, and even an ear infection. But once the claims became more complex, everything changed. Embrace began denying claims using shifting and contradictory explanations: • They claimed a gastrointestinal coronavirus titer was “related” to a pre‑adoption upper respiratory infection, even though my cat has not had a single sneeze or any URI symptoms since the day I adopted her. • They reclassified a temporary URI exclusion as permanent based on a fecal test that had nothing to do with respiratory disease. • They approved a December visit for ataxia, head tilt, and neurological symptoms, but then denied a nearly identical visit in January by claiming those same symptoms were “related” to a minor pre‑policy trauma from a year earlier. • They denied medication they had previously approved for months, calling their own approval an “error.” • Every time my cat showed a new symptom, they extended exclusions another 12 months. When I tried to discuss these contradictions with an adjuster, the conversation went nowhere. I explained the medical facts calmly and clearly, but logic fell on deaf ears. The adjuster simply repeated the denial and told me I could “file an appeal and send it to them,” even though they were the same person who wasn’t listening in the first place. If they dismissed my explanation, I have little confidence they would treat my veterinarian’s medical opinion any differently. The pattern became clear: Embrace will connect any condition to any past symptom to avoid paying a claim. Their interpretation of “pre‑existing” is so broad that it becomes meaningless. If your pet ever sneezed, limped, or tilted their head once, Embrace may use that to deny unrelated conditions a year later. I canceled my policy and filed a complaint with the Maryland Insurance Administration. Pet owners deserve transparency and consistency; Embrace has given me neither.

Insurer: Embrace

By: Orales Stroud

February 13, 2026

Very pleased with Spot pet insurance

Very pleased with Spot pet insurance. Web portal is easy to use. They're prompt with claims and payments and easy to reach if you want a live person! Also my recent claim for a tooth extraction was covered to my absolute delight because pet dental work is very expensive. Whew! Thank goodness for Spot :)

Insurer: Spot

By: Vickie Welch

February 13, 2026

Healthy Paws has always been excellent!

Healthy Paws has always been excellent to us & our many, many, rescued & adopted pets insured by them since 2017! Good communication, quick turnaround times, easy upload process, reasonable about claims, even when we've had more claims in 1 year vs another (due to senior dogs being sick)... Thank you HP!

Insurer: Healthy Paws

By: Sutton's Southern Pet Retreat

February 13, 2026

Phone associate closed the deal

Spoke with Theresa on the phone she was very pleasant and answered all my questions, also helped me find my company information.

Insurer: MetLife

By: Jeffrey Martin

February 13, 2026

Friendly people

Friendly people, straight forward talk. Didn't feel like i was getting nickeled and dimed.

Insurer: Pumpkin

By: chris cole

February 13, 2026

I'm very happy I choose Pets Best for…

I'm very happy I choose Pets Best for my dog insurance I've had nothing but the best experience with this pet insurance company.

Insurer: Pets Best

By: CARL VELANDER

February 13, 2026

Spot has incredible customer service…

Spot has incredible customer service and delivers claim payments quickly and efficiently.

Insurer: Spot

By: Lacey

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