Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


May 01, 2026

User friendly and good coverage

User friendly and good coverage

Insurer: Nationwide

By: Raul Franco

May 01, 2026

Trupanion saved my sweet girl Gracies life!

I obtained trupanion for the security of knowing my dog Gracie would be covered Incase of an accident,etc.never exspecting to us it, just relieved of worry,when several months into my insurance Gracie became gravely ill with parometra ,my vet wouldn't do the surgery without insurance of payment, within hours of being informed this was major surgery, wasn't going to be cheap and had to know they would be payed Trupanion without any question accepted the bill and paid it,this was a $2,500 claim ,they have restored my faith that there are still honest,caring company's as Trupanion,if you need to comfort in knowing your in good hands don't wait a second longer Sincerely,Gloria Campbell

Insurer: Trupanion

By: Gloria

May 01, 2026

pet insurance

did good and easy process

Insurer: MetLife

By: nevaeh stauss

May 01, 2026

Pets Best really came through!

I'd never considered Pet Insurance in the past... but when I received a layoff notification a friend suggested that not only should I find an insurance plan for myself, but I should consider protecting my cat as well. BEST. SUGGESTION. EVER. My vet's office had a Pet's Best advertisement on their app and I simply went for it... THANK THE STARS I DID!!! Just 4 months later we had an unexpected health situation which turned into multiple vet visits and procedures. Once we got through the initial scares, we filed the claims (this was super easy via their online portal!) and within a couple of weeks Pet's Best reviewed the claims, responded with what was / wasn't covered (a significant portion was indeed covered!), and disbursed directly to the bank account on file. This was such a relief during an already financially and emotionally stressful time. I'm happy to say our little furball is back to his usual antics and curling on my lap as I continue my job hunt!!

Insurer: Pets Best

Veterinarian: Manchaca Village Veterinary Care

By: Rosa

Useful
May 01, 2026

I really appreciate the new system for…

I really appreciate the new system for bills over $500. It’s quick and responsive for pet owners who may not have thousands of dollars readily available for expensive surgeries in the moment, while still consistently investing in insurance each month. I’m truly so grateful for this support beyond what you know.

Insurer: Pumpkin

By: Anyssa Evelyn

May 01, 2026

We are happy with Trupanion ins

We are happy with Trupanion ins, our Scsrlet has been having serious issues in the last few years and this coverage has helped us out with all her bills Thanks The Campanaros

Insurer: Trupanion

By: Tom Campanaro

May 01, 2026

Very impressed

Very impressed! My dog had an eye injury and I’m so thankful I had ASPCA Pet insurance. My experience has gone like this: I took my Shih Tzu Rosie to an animal Opthamologist on April 7th and submitted the claim very easily online on April 8th. That claim was completed on April 10th. $0 reimbursed and $403 (total bill amount) went towards the $500 deductible. It went just like it was supposed to. On April 9th Rosie had her eye surgery. I submitted the itemized bill, $1953, online on April 10th. On April 14th claim was completed. $97 towards deductible to complete the $500 deductible, and reimbursed 80%, which was $1400 and change. Money was direct deposited into bank 6 days after surgery. Her 2 follow up visits have been just as easy. $162 dollars and reimbursed $129 within 4-6 days. I highly recommend this pet insurance company. My one regret is changing her policy from $250 deductible and 90% coverage only one month before her injury, but thank goodness I didn’t cancel it. The reason I changed my policy was to be able to afford to add my 2 cats to the policy so now everyone is covered. I give ASPCA 10 stars!!

Insurer: ASPCA

By: Joy Champion Vera

May 01, 2026

Submitting a claim is simple

Submitting a claim is simple, and the processing speed is excellent.

Insurer: MetLife

By: Musa Guven

May 01, 2026

It has been 15 years of loving my dog…

It has been 15 years of loving my dog and knowing he can get the very best care thanks to Healthy Paws. They are reliable and very fast with evaluation and payment. The cost goes up as my boy ages, but with his meds and conditions, it has been worth every cent. Don’t hesitate to trust this company with the care of your fur baby.

Insurer: Healthy Paws

By: Kristine G

May 01, 2026

Horrible service.

We had the worst experience ever with this company. Our first claim that we filed with them was pending for over 1.5 months. I had to call them to look at it. Recently my second claim has been denied without any reason. It was for a hot spot well within the coverage. Their support link on the website is broken and they just sent me an email notifying me of an 18% increase in premium. We have not had any claims with them yet not even met our deductible. So this is just a little random increase. Overall, stay away from this company. Failed me on multiple levels.

Insurer: Pumpkin

By: Ankur Agarwal

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