Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


May 02, 2026

Reliable

I received 100% of the claim that was outlined in my pet’s coverage in less than two weeks.

Insurer: Spot

By: Jody Davidson

May 01, 2026

It was very easy to make a claim for…

It was very easy to make a claim for both my pets. I just scanned my vet receipts and within a couple of days I had some checks to help cover my vet bills. Very pleased with how easy the process was

Insurer: Figo

By: Karen

May 01, 2026

I recently purchased pet insurance…

I recently purchased pet insurance through Pumpkin including the wellness additional coverage. I submitted a claim for my dog’s wellness visit on Monday and the claim was processed and the reimbursement was in my bank account by Wednesday. I spoke with a representative before I took my dog in to be sure I knew the process for filing a claim. They were very friendly and knowledgeable and the process couldn’t have been easier.

Insurer: Pumpkin

By: Denise Simmons

May 01, 2026

The ease of submitting a claim and the…

The ease of submitting a claim and the fast reimbursement

Insurer: MetLife

By: customer

May 01, 2026

Super Easy and Beneficial

Found out my dog had two broken teeth, one of which had been abscessed. With the emergency vet appointment and the surgery, the total came to nearly $2000. The process for filing and getting the refund was super easy and took a lot of weight off my shoulders.

Insurer: Spot

By: Mikayla

May 01, 2026

Great service

Great service! Very quick to review claim and issue refund. App is super friendly and easy to use.

Insurer: MetLife

By: Lisa Madsen

May 01, 2026

I had some issues at the beginning of…

I had some issues at the beginning of my claim as medical records were twice sent by my vet but never received. And on a conference call with Michael and my vets office he confirmed he had received their email with records but then I received another email from you stating you still needed records. It finally got resolved but was a frustrating experience. But once they received the records my claim was processed very quickly. I’m happy with Spot

Insurer: Spot

By: Pam

May 01, 2026

Quick turnaround on claims’

Quick turnaround on claims’

Insurer: MetLife

By: customerJDaddy

May 01, 2026

MetLife does exactly what they say they…

MetLife does exactly what they say they are going to do.

Insurer: MetLife

By: D J

May 01, 2026

So far submitting claims were easy &…

So far submitting claims were easy & surprisingly quick.

Insurer: Pets Best

By: Cheryl Tuttle

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