Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


May 02, 2026

Simple

Simple, intuitive claim process. Prompt claim reviewed and processed.

Insurer: MetLife

By: Tom Angell

May 02, 2026

MetLife Pet Insurance has been there for us.

MetLife Pet Insurance has been there when we needed the most: claim & refunds without any issues. We are very pleased!

Insurer: MetLife

By: Jose

May 02, 2026

We enrolled our Lotte a year ago

We enrolled our Lotte a year ago. It is excellent, affordable insurance. I recommend,not only purchasing the emergency coverage, but also purchase the annual visit insurance. The refund for the annual visit was direct deposited quickly.

Insurer: Pumpkin

By: Moira McSweeney

May 02, 2026

Claim submitting easy

I submitted my claim and within a few days I was reimbursed. I haven’t had the need to speak with Customer Service yet over the phone. My online experience was easy and effortless.

Insurer: MetLife

By: Sandra Peninger

May 02, 2026

Great customer service

The process for submitting claims has been easy and reimbursement is timely! We appreciate the team that is making it all work!

Insurer: MetLife

By: customer

May 02, 2026

I pay the most

I pay the most, but the insurance doesn’t cover anything. I got a puppy thinking the insurance would help with vet costs.

Insurer: Pets Best

By: danny stclair

May 02, 2026

I love MetLife insurance for my pets

I love MetLife insurance for my pets. The claims are easy and simple. I’ve talked to customer service only once but they were great to talk to! I think the only thing that may be a little difficult is the price increase is almost doubled from when i first got it but other than that i have no complaints!

Insurer: MetLife

By: isabella

May 02, 2026

Metlife makes it easy

The site and app make it easy to file claims, and I'm on a Metlife plan that suits my family's needs well.

Insurer: MetLife

By: JW

May 02, 2026

DO NOT use their Fetch Pet RX

DO NOT use their Fetch Pet RX. It is terrible it took forever for prescription to get approved, maybe not their fault. It got approved on April 24th and they still have not sent it out and its May 2nd. Will never use this service again!

Insurer: Fetch

By: Jane Clark

May 02, 2026

Easy to use

Easy to use. Efficient turn around time.

Insurer: MetLife

By: customer

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