Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


May 01, 2026

I've had Healthy Paws Insurance for my…

I've had Healthy Paws Insurance for my Schnauzer since he was a puppy. I highly recommend getting the insurance while they are young because puppies tend to get into everything, and you could face a vet bill at any moment. Later on, when they become seniors, illnesses can develop quickly, and it can become very expensive fast. Healthy Paws does an amazing job reimbursing in a timely manner. Recently, my Romeo was diagnosed with cancer, and thanks to Healthy Paws and the plan I chose, Romeo is getting the treatment he needs, and I have peace of mind knowing I have the right coverage for him. Thank you Healthy Paws!

Insurer: Healthy Paws

By: Diana Garcia

May 01, 2026

STAY AWAY IF POSSIBLE!!!!! VERY UNPROFESSIONAL!!!!

My GSD had an ear infection 4 years ago and got a new one a week ago......visit the usual vet and guess what...dog is already OK but Pets Best DENY the claim and labeled it as a recurring condition.....results is that you pay a monthly premium for nothing, DENY, DENY, DENY!!!!!!

Insurer: Pets Best

Veterinarian: Biscayne Animal Hospital

By: Giuliano

Useful
May 01, 2026

Spot Insurance has been fabulous...The…

Spot Insurance has been fabulous...The process is seamless and easy..Thank you

Insurer: Spot

By: Frank Vaccarelli

May 01, 2026

Pumpkin was quick and easy to approve…

Pumpkin was quick and easy to approve and pay my claim

Insurer: Pumpkin

By: Nyshele

May 01, 2026

I’ve had a great experience with…

I’ve had a great experience with MetLife Pet Insurance. Submitting claims has been easy, and reimbursements come through quickly, which really helps during stressful situations. It’s reassuring to have dependable coverage and responsive customer service when my pet needs care. I would definitely recommend them based on my experience. Love Metlife Pet Insurance.

Insurer: MetLife

By: JL

May 01, 2026

Quick and seamless claim payment

I did not have to lift a finger to get my claim paid. The emergency vet contacted Trupanion and all was taken care of quickly and seamlessly. I received emails from Trupanion regarding the processing and payment of the claim, including what was covered and what wasn't and why. It was a great experience!

Insurer: Trupanion

By: Bryce

May 01, 2026

Healthy Paws has really made a…

Healthy Paws has really made a difference when it comes to peace of mind in my GSD, Ivan's, care. Recently he needed an MRI which can cost between $7-$8k and HP covered 80%. I don't know what I would have done to be able to pay for such an expense had it not been for HP. I highly recommend them!

Insurer: Healthy Paws

By: GINA L.

May 01, 2026

I can't give it a full five stars…

I can't give it a full five stars because they turned me down on a claim saying that what my dog had happened before I had insurance but they don't know that. My dog has a wart on his eye and I told the vet I don't know when he got it so I guess the assumption insurance company makes is it must have happened before he had insurance so I'm not happy with that but whatever. However I do have to say for my first claim of what they did pay for they were very quick with getting back to me when I submitted my claim and that's a good thing because I didn't expect as much. I went into this thinking pet insurance is a scam so I guess these guys are legit.

Insurer: Pets Best

By: Heidi Pereira

May 01, 2026

Insurance for my Senior Dog

Having Trupanion pet insurance for 15 years now has helped me feel secure in case of any medical emergency. With my "older/Senior" dog now the burden of expenses (for his chronic heart and kidney failure) has been less! Claims are processed and paid quickly!!

Insurer: Trupanion

By: Janice

May 01, 2026

Very simple and fast

Very simple and painless to complete valid claims, prompt processing too.

Insurer: MetLife

By: Will

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