Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,597 total


July 24, 2026

Quick response time when paying claims…

Quick response time when paying claims and covers exactly what they state in contract.

Insurer: Pets Best

By: Paula Higgins

July 24, 2026

No Haggle...JUST RESULTS!

1- Simple process to submit claim via mobile phone 2-Reimbursement was in my bank account within 2 days. 3-I called to ask a few questions and customer service was professional, thoughtful, purposeful and thorough while friendly at the same time. 4- No haggle...just results ...EXCELLENT!

Insurer: Healthy Paws

By: Bill S.

July 24, 2026

Having to use your insurance can be…

Having to use your insurance can be stressful when your pet is going through a traumatic event, thanks for all the claim support and communication make the issue less stressful.

Insurer: MetLife

By: customer

July 24, 2026

Every time I file a claim

Every time I file a claim, so easy and get my refund back from Pumpkin without any excuses.

Insurer: Pumpkin

By: Caren

July 24, 2026

Easy to work with

Super easy to submit a claim and consistently quick in paying out. Occasionally they request additional info, but are clear in what they need. I have never had a claim denied. I love that I can combine both cats on one plan, makes it so much easier. Monthly premiums have climbed a bit this year, which worries me about the trajectory of what it will look like in the future.

Insurer: MetLife

By: Kristen Myshrall

July 24, 2026

Embrace Pet Insurance has become a…

Embrace Pet Insurance has become a total rip off. I have been with them for almost 12 years and was living in California until I recently moved to AZ. Little did I know that moving to another state raised my premiums from $327 to over $650 a month. Keep in mind my plan ran from May 2026 to May 2027, it’s July 2026 and I had already met my $500 deductible. Come to find out they no longer raise premiums based on age of dog it’s solely based on amount of claims filed. They were unwilling to cut me any breaks and there’s no way in hell I’m paying $7200 a year for dog insurance when I don’t even pay that for my own health insurance. This company souls be ashamed of themselves.

Insurer: Embrace

By: Melanie Spigelmyre

July 24, 2026

The claim process is so simple to file

The claim process is so simple to file. Makes it easy and less stressful to use.

Insurer: MetLife

By: Tricia Pacheco

July 24, 2026

Claim

The ease of filing a claim and the quick reimbursement.

Insurer: MetLife

By: Gibson

July 24, 2026

Claim processed quickly & accurately

Claim processed quickly & accurately

Insurer: MetLife

By: customer

July 24, 2026

Pet insurance claims

I have to contact them to review every claim I file because they say it’s not covered. 3 times that this has happened I’ve received money back.

Insurer: MetLife

By: customer

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.