Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Quick Reimbursement
I did a lot of research on pet insurance before I signed with one and I'm glad I did. MetLife has really met my expectations. They have never denied a claim & their reimbursement time is pretty quick, which is really important as you have to pay up front for your pets vet bills up front. The claims submittal process is at first daunting, but once you get the hang of it, it is super easy. My only pet peeve (and hence the 4 stars) is if they need more information to complete a claim or follow through, they never have contacted me nor my vet to obtain further information/documentation. They literally just stop processing the claim in hopes (this is my belief) that you will not really notice and then before you know it the 90 day grace period has lapsed. That is why after I submit a claim, I check every couple of days what its status is, just to make sure the adjustor is not "sitting" on it. Be proactive and follow your claims closely because MetLife will not follow up after you. Other than that, they have been great in every other way.
Insurer: MetLife
By: I.E.
Great Policy
Our Olde English Bulldogge had Entropion and needed surgery twice. Pets Best covered both surgeries, all of the pain meds, and the Rx eye drops, thank you!
Figo is a great insurance
Figo is a great insurance. It's so user friendly in filing claims, explanation of charges & credits is clear & precise. Getting refunded is quick & effortless! You can pick your type of coverage needed. We have definitely saved a lot on vet bills. We got Figo insurance through Costco which added to the savings.
Insurer: Figo
By: CHRISTINA
Very responsive to claims and makes the…
Very responsive to claims and makes the process easy!
Insurer: Healthy Paws
By: Ben B
Processing Claims
I like the way you process claims. You are very fast processing claims and once completed you notify and explain each part of the claim and how it was process and what amount of money will be refunded.
Insurer: Spot
By: Christina Alessandra
I have two rescued dogs
I have two rescued dogs and this is the first time that I have pet insurance coverage (7 previous rescued bichons). Very happy with the Healthy Paw's customer service, speed of paying claims, and the claim process. Clear instructions. Coverage outlined in non-legalize language. Highly recommend.
Insurer: Healthy Paws
By: Kathleen
Nice and easy process to file my claims…
Nice and easy process to file my claims and very fast decision making on what will be covered and paid. Then very fast payment even without direct deposit.
Insurer: Healthy Paws
By: Richard Miller
Pre-Existing Condition
My dog got a UTI and ear infection and this was labeled as a pre-existing condition. How is a UTI and ear infection a pre-existing condition? Make it make sense.
Insurer: ASPCA
By: Jonathan Hart
Highly Recommend Pets Best
We've insured two dogs with Pets Best. Our previous dog was diagnosed with kidney failure, and our recent pup was diagnosed with chronic lymphocytic leukemia. Both our pups have passed, but their medical treatment enabled them to have a high-quality of life up until the very end. Submitting claims on the Pets Best website was super easy and customer service representatives were always knowledgeable, courteous, and available. Explanation of benefits and reimbursement were always prompt. Having medical insurance for your dog makes the medical decisions easier. It would be tragic for veterinary costs to negatively affect the decisions for your dog's wellbeing. We will definitely use Pets Best for our next dog. "