Customer Service

Find out how pet insurance companies treat their customers. These reviews highlight the quality of support, communication, responsiveness, and how well companies resolve issues for pet owners.

77,088 total


December 26, 2025

Quick claim process

Quick claim process. Very fair settlement.

Insurer: Spot

By: Barbara M.

December 26, 2025

My experience with Metlife is overall much less stressful than not having insurance

My experience with Metlife as a customer has been extremely good, rating the customer service knowledge from the time/processing and fairness of claims. I have very good perceptions of service with Metlife. The service turned out to be exactly what was explained, clear and easy to apply guidelines.

Insurer: MetLife

By: Mel

December 26, 2025

Great response time

Great response time. friendly and helpful customer service. I am very pleased! I have had healthy paws for close to 10 years.

Insurer: Healthy Paws

By: Sp

December 26, 2025

BAD BAD BAD

EVERYTHING TAKES AT LEAST TWO SUBMISSIONS, SOME FIVE. I SEND IN FIVE CLAIMS TOGETHER AND THEY PROCESSED TWO. THEY DIDNT DENY THE OTHERS, THEY JUST IGNORED THEM. THIS HAPPENED SEVERAL TIMES. I WAS ALSO TOLD MY DEDUCTIBLE WAS MET (AS REFLECTED IN THE APP) … LATER THE SYSTEM SHOWED IT WASN’T BY AN AMOUNT ONLY TO HAVE THAT AMOUNT (OF UNMET DEDUCTIBLE) INCREASE LATER. FRIENDS HAVE SIMILAR ISSUES. I KNEW THIS REVIEW WOULD BE BAD AND DIDNT WANT TO POST BUT SINCE THIS IS THE FOURTH REQUEST, I DECIDED TO POST SO THE REQUESTS STOP

Insurer: MetLife

By: Denver, CO customer

December 25, 2025

I submitted my first claim and was impressed

I submitted my first claim, wondering if I was going to be disappointed in Spot, but was very pleasantly surprised. Spot took my claim and within a few days they acknowledged my claim. A few days later my reimbursement check was in my mailbox. I highly recommend Spot Pet Insurance. My dog, Riley and I are impressed with Spot.

Insurer: Spot

By: Sandy

December 25, 2025

Super helpful for my fur baby!

Super helpful for my fur baby!

Insurer: Nationwide

By: customer

December 25, 2025

Embrace has been easy to partner with…

Embrace has been easy to partner with for the health of my cat. When my boy passed away, the Embrace staff were professional and supportive. They were always prompt with claim payments. When I called to remove home from the policy, I was immediately refunded that month’s prorated premium (I was not expecting that).

Insurer: Embrace

By: Janet Underwood

December 25, 2025

Unfortunately

Unfortunately, when I made the phone call, it kept cutting off, making it difficult to follow the conversation. I kept asking her to repeat herself.

Insurer: MetLife

By: Shane

December 25, 2025

Spot has been true to their word!

My dog had two emergency vet visits and a hospitalization before the correct diagnosis was discovered and proper treatment administered. All very stressful and expensive. I was concerned about my sick pet as well as the rising costs. Spot responded and paid according to my policy guidelines with no issues and my dog is recovering. Such a relief!

Insurer: Spot

By: Jacqueline Flynn

December 25, 2025

Smooth claim process

Our claim was processed in a timely manner and we did not encounter any surprises. We really appreciate it.

Insurer: Spot

By: Matt Ericson

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