Customer Service

Find out how pet insurance companies treat their customers. These reviews highlight the quality of support, communication, responsiveness, and how well companies resolve issues for pet owners.

76,968 total


July 10, 2026

Easy

No hassle, great communication

Insurer: Spot

By: Lauren Hudson

July 10, 2026

Great Service

Very informative, Very easy to work with, and customer focused. Great overall service

Insurer: Trupanion

By: Steve Wyatt

July 10, 2026

Fabulous interaction and experience

Ken was an amazing person to work with to update insurance for one existing pet and add a new pet. He answered all my questions thoroughly and provided excellent customer service!

Insurer: Nationwide

By: Lisa W

July 10, 2026

I went to the vet because nutmeg…

I went to the vet because nutmeg shallowed some thing. You were great to work with. Thank you

Insurer: Trupanion

By: Debra

July 10, 2026

Timely and slow

Very slow claim process and had to do all the work for the insurance company. My time is precious, why am i doing your work? I should have to call doctors. Cost friendly compared to other companies, however, other companies pay 100% of everything. Just got my claim today, two months later. Wasnt the greatest experience.

Insurer: Embrace

By: Matt

July 10, 2026

4x rate hikes in a single year on a healthy dog. Unsustainable and predatory.

I am incredibly frustrated and disappointed with Trupanion. I got this policy to protect my 4-year-old dog, thinking I was investing in a stable safety net. Instead, it has turned into a total financial nightmare. Within just a single year, Trupanion has aggressively raised my premium FOUR TIMES. My dog is completely healthy and we have had zero claims paid out, yet my monthly rate has skyrocketed to nearly $200 a month—all while carrying a massive $1,000 per-condition deductible. They heavily market the idea that they don't raise rates based on your pet's age, but they use a "cohort pricing" loophole to ruthlessly jack up prices based on your breed and zip code. You end up being financially punished for other people's claims. When you call customer support to get answers or look for flexibility, they are entirely unhelpful, rigid, and offer zero actual solutions. Paying this much money for a policy that doesn't kick in until you clear a $1,000 threshold for a single illness is completely unsustainable. Trupanion backs you into a corner, banking on the fact that you’ll be too scared of pre-existing conditions to cancel. I am actively looking for an alternative provider. Save your money and look elsewhere.

Insurer: Trupanion

By: Rose Schirripa

July 10, 2026

Pumpkin covered my vet expenses well

Pumpkin covered my vet expenses well. They were very responsive to my questions and were easy to contact. Customer service was excellent.

Insurer: Pumpkin

By: KAREN

July 10, 2026

Excellent for older cats

Hartville is a great deal, they’ve been covering 80% of my cats illness injury claims. It’s good because he’s a senior cat and sometimes it can be a challenge finding someone to insure him. I’m saving a lot of money by having this insurance. My only issue is sometimes the app in the website can have glitches that make it hard to login.

Insurer: Hartville

Veterinarian: Docton Animal Clinic

By: Sophia

Useful
July 10, 2026

Relatively timely claim approval

I've had Spot for two years for my four-year-old dog. During this time, I submitted three claims for three separate incidences/illnesses, and all three were approved in about 2 weeks. The funds were reimbursed soon thereafter. I am glad I signed up for Spot while she was young and did not have any pre-existing conditions.

Insurer: Spot

By: Jessica

July 10, 2026

Great agent

Todd is so wonderful to work with. He made signing up for our pet insurance super easy. Highly recommend. Thanks again, Todd!

Insurer: Nationwide

By: Chelsea

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